4407 Harding Ave, Holt, MI 48842 Property Records

Ingham County property record for 4407 Harding Ave, Holt, MI 48842

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 2,360 sqft · built 1979
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jul 2022)
Tax Bill	$6,619 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-11-358-003`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-11-358-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,360 sqft Total Area
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,401 sqft (0.124 acres)
Lot Width	54 ft Width
Garage Type	Detached
Porch	Slab
Porch Area	80 sqft
Balcony Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4407 HARDING AVE
City	HOLT
State	MI
Zip	48842-9767
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NOT APP
Legal Description	(DP 297) LOT 23 BLOCK G CEDAR HEIGHTS SUBDIVISION
Legal Subdivision	CEDAR HEIGHTS
Legal Block	G
Legal Lot Number	23
Legal Unit	23
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2021
Census Tract	5306

Owner

4407 Harding Ave, a duplex, is owned by an individual who bought it in July 2022.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	324 W GRAND RIVER AVE, WILLIAMSTON, MI 48895-1306
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage AMJAY PARTNERS 43 LLC
Feb 4, 2026	Deed of Trust, Mortgage AMJAY PARTNERS 43 LLC
Jul 6, 2022	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	May 21, 2008 · Amount on File
Deed Document Number	202225989
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	0000031319
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4407 HARDING AVE, HOLT, MI 48842-9767
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 HARDING AVE, HOLT, MI 48842-9767

Mortgage

Document Number	0000003972
Date	Feb 20, 2026
Instrument	2026-003972

Lender

Name	AMJAY PARTNERS 43 LLC
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Amount	Amount on Record

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4407 HARDING AVE, HOLT, MI 48842-9767
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 HARDING AVE, HOLT, MI 48842-9767

Mortgage

Document Number	0000002751
Date	Feb 4, 2026
Instrument	2026-002751

Lender

Name	AMJAY PARTNERS 43 LLC
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Amount	Amount on Record

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jul 6, 2022
Property Address	4407 HARDING AVE, HOLT, MI 48842-9767
Document Number	0000025989
Map Reference	LB 8 PG 20
Instrument Date	Jun 24, 2022
Instrument	2022-025989
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4407 HARDING AVE, 4407, HOLT, MI 48842-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 OAKWOOD LN, PERRY, MI 48872-9186

Tax Assessment & Valuation

The 2025 property tax bill for 4407 Harding Ave was $6,619.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,900 (+13.28%) Land $10,800 Building $106,100	$233,800 (+13.28%) Land $21,600 Building $212,200
2025	$6,619.00	$103,200 Land $9,100 Building $94,100	$206,400 Land $18,200 Building $188,200
2023		$87,600 Land $9,100 Building $78,500	$175,200 Land $18,200 Building $157,000
2022	$4,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4407 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4407 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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