4378 Harding Ave, Holt, MI 48842 Property Records

Ingham County property record for 4378 Harding Ave, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,298 sqft · built 1984
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,000 (Sep 2026)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-11-354-008`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-11-354-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,298 sqft Living Area
1st Floor Area	504 sqft
Basement Area	504 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	18 sqft
Patio Area	120 sqft
Balcony Area	391 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4378 HARDING AVE
City	HOLT
State	MI
Zip	48842-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(DP 330 331) LOT 9 BLOCK I CEDAR HEIGHTS SUBDIVISION
Legal Subdivision	CEDAR HEIGHTS
Legal Block	1
Legal Lot Number	9
Legal Unit	9
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	2
Census Block	2018
Census Tract	5306

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 CURZON CT, HOWELL, MI 48843-4138
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jun 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Oct 5, 2020	Warranty Deed, Transfer TRI COUNTY TITLE AGENCY, TRI CNTY TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Mar 8, 2007 · Amount on Record
Deed Document Number	202623759
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0000046807
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Sep 1, 2026
Property Address	4378 HARDING AVE, HOLT, MI 48842-9768
Document Number	0000023759
Instrument Date	Aug 31, 2026
Instrument	202623759
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	GREATER TX TITLE, GREATER LANSING TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$178,770.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024104,
Date	Sep 1, 2026
Instrument	202624104

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4378 HARDING AVE, HOLT, MI 48842-9768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024186
Date	Jun 26, 2017
Instrument	2017-024186

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Oct 5, 2020
Property Address	4378 HARDING AVE, HOLT, MI 48842-9768
Document Number	0000033127
Instrument Date	Sep 24, 2020
Instrument	33127
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	TRI COUNTY TITLE AGENCY, TRI CNTY TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,204.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2876 SIMPSON TRL HARRISON MI 486259000, HARRISON, MI 48625-9000

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,500 (+5.06%) Land $10,700 Building $57,800	$137,000 (+5.06%) Land $21,400 Building $115,600
2025	$3,882.00 (+17.71%)	$65,200 (+20.52%) Land $9,100 Building $56,100	$130,400 (+20.52%) Land $18,200 Building $112,200
2023		$54,100 Land $9,100 Building $45,000	$108,200 Land $18,200 Building $90,000
2022	$3,298.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber.

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