438 Whispering Willow Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 438 Whispering Willow Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,230 sqft · built 2016
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,700 (Oct 2022)
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R263715`

Property Details

APN / Parcel Number

Primary APN	`R263715`
Alternative APNs	`54850000302100108` `263715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	2,230 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 WHISPERING WILLOW DR
City	MIDLOTHIAN
State	TX
Zip	76065-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK 3 THE GROVE PH 1 0.202 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	3
Legal Lot Number	21
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1005
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 29, 2020	Deed of Trust, Mortgage INDEPENDENT BK
Jul 11, 2019	Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BK
May 5, 2017	Warranty Deed, Subdivision Related Transfer AFFILIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	202240707
Prior Transfer Date	Jul 8, 2019
Prior Transfer Doc	0000019334
Record Updated	Sep 20, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Oct 21, 2022
Property Address	438 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0002240709
Map Reference	CAB I SL 518
Instrument Date	Sep 30, 2022
Instrument	2240709
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	NOT AVAILABLE, TATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263

Mortgage

Document Number	0002240710
Date	Oct 21, 2022
Instrument	2240710

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	438 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0000020304
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	438 WHISPERING WILLOW DR MIDLOTHIAN TX 760652263, MIDLOTHIAN, TX 76065-2263

Mortgage

Document Number	0000020304
Date	Jun 19, 2020
Instrument	20304

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 11, 2019
Property Address	438 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0000019334
Instrument Date	Jul 8, 2019
Instrument	19334
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	FAIR TX TITLE COMPANY, FAIR TX TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 HIGHWAY 466 #5306 LADY LAKE FL 321596321, 5306, LADY LAKE, FL 32159-6321

Mortgage

Document Number	19335
Date	Jul 11, 2019
Instrument	19335

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	May 5, 2017
Property Address	438 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0000012425
Instrument Date	May 3, 2017
Instrument	12425
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2214 DESOTO TX 751232214, DESOTO, TX 75123-2214

Mortgage

Document Number	12426
Date	May 5, 2017
Instrument	12426

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,938 (+0.84%) Land $110,000 Building $315,938	$425,938 (+0.84%) Land $110,000 Building $315,938
2025	$4,293.00 (-22.59%) Homeowner's exemption Senior Citizen's exemption	$422,397 (-11.43%) Land $110,000 Building $312,397	$422,397 (-11.43%) Land $110,000 Building $312,397
2024	$5,546.00 (-28.23%)
2023	$7,727.00 (+17.41%) Homeowner's exemption	$476,926 Land $110,000 Building $366,926	$476,926 Land $110,000 Building $366,926
2018	$6,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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