426 Whispering Willow Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 426 Whispering Willow Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,623 sqft · built 2017
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,200 (Mar 2024)
Tax Bill	$5,981 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R263712`

Property Details

APN / Parcel Number

Primary APN	`R263712`
Alternative APNs	`54850000301800108` `263712`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,623 sqft Living Area
Gross Area	3,281 sqft
1st Floor Area	2,099 sqft
2nd Floor Area	524 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	426 WHISPERING WILLOW DR
City	MIDLOTHIAN
State	TX
Zip	76065-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 3 THE GROVE PH 1 .202 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	3
Legal Lot Number	18
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1005
Census Tract	60702

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2024	Deed, Transfer · VA Mortgage NAVY FCU
Aug 6, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ MTG
May 31, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage TRINITY OAKS MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20247400
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263

Mortgage

Document Number	0002533826
Date	Oct 8, 2025
Instrument	2533826

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	755 W BIG BEAVER RD STE 625, TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002224517
Date	Jun 14, 2022
Instrument	2224517

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Mar 13, 2024
Property Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0002407400
Map Reference	CAB I SL 518
Instrument Date	Mar 13, 2024
Instrument	2407400
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002407401
Date	Mar 13, 2024
Instrument	2407401

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0000028269
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	TEXAS TITLE COMPANY, TEXAS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	426 WHISPERING WILLOW DR MIDLOTHIAN TX 760652263, MIDLOTHIAN, TX 76065-2263

Mortgage

Document Number	0000028269
Date	Aug 13, 2020
Instrument	28269

Lender

Name	NEWREZ MTG
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ELLIS TX
Recording Date	May 31, 2017
Property Address	426 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2263
Document Number	0000015026
Instrument Date	May 26, 2017
Instrument	15026
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	426 WHISPERING WILLOW DR MIDLOTHIAN TX 760652263, MIDLOTHIAN, TX 76065-2263

Mortgage

Document Number	15027
Date	May 31, 2017
Instrument	15027

Lender

Name	TRINITY OAKS MTG LLC
Address	RED OAK, TX 75154

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,351 (+3.72%) Land $110,000 Building $346,351	$456,351 (+3.72%) Land $110,000 Building $346,351
2025	$5,981.00 (-10.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$440,000 (-15.21%) Land $110,000 Building $330,000	$440,000 (-15.21%) Land $110,000 Building $330,000
2024	$6,716.00 (-1.06%)
2023	$6,788.00 (-7.18%) Homeowner's exemption	$518,920 Land $110,000 Building $408,920	$518,920 Land $110,000 Building $408,920
2018	$7,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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