425 Whispering Willow Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 425 Whispering Willow Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	2,231 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$338,400 (Feb 2017)
Tax Bill	$5,957 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R263721`

Property Details

APN / Parcel Number

Primary APN	`R263721`
Alternative APNs	`54850000400500108` `263721`

Interior

Stories	1 Story
Building Area	2,231 sqft Living Area
Gross Area	2,863 sqft
1st Floor Area	2,231 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 WHISPERING WILLOW DR
City	MIDLOTHIAN
State	TX
Zip	76065-2264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 4 THE GROVE PH 1 .19 AC
Legal Subdivision	THE GROVE PH 1
Legal Block	4
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1010
Census Tract	60702

Owner

425 Whispering Willow Dr is owned and occupied by an individual who bought it in February 2017.

Source: Ellis County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	425 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Feb 1, 2017	Warranty Deed, Subdivision Related Transfer GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Deed Document Number	20173015
Prior Transfer Date	Jan 27, 2017
Prior Transfer Doc	0000003015
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	425 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2110809
Date	Mar 16, 2021
Instrument	2110809

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 1, 2017
Property Address	425 WHISPERING WILLOW DR, MIDLOTHIAN, TX 76065-2264
Document Number	0000003015
Instrument Date	Jan 27, 2017
Instrument	3015
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6030 PLAINVIEW RD MIDLOTHIAN TX 760656494, MIDLOTHIAN, TX 76065-6494

Mortgage

Document Number	3016
Date	Feb 1, 2017
Instrument	3016

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 425 Whispering Willow Dr was $5,957 with a homeowner's exemption, down 6.9% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,230 (+0.52%) Land $100,000 Building $327,230	$427,230 (+0.52%) Land $100,000 Building $327,230
2025	$5,957.00 (-6.89%) Homeowner's exemption	$425,041 Land $100,000 Building $325,041	$425,041 Land $100,000 Building $325,041
2024	$6,398.00 (+9.16%)
2023	$5,861.00 Homeowner's exemption	$465,928 Land $87,500 Building $378,428	$465,928 Land $87,500 Building $378,428
2018	$7,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Whispering Willow Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Whispering Willow Dr is moderate, ranking above 52% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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