Cochise County property record for 438 W Stewart St, Willcox, AZ 85643
| Property Type | Single Family Home |
|---|---|
| Details | 785 sqft · built 1936 |
| Lot Size | 0.09 acres (3,938 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $370 (2025) |
| Flood Zone | Zone AO (high risk) |
| APN | 203-31-019 |
| Primary APN | 203-31-019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 785 sqft Living Area |
| 1st Floor Area | 785 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,938 sqft (0.09 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 203-31-01908 |
|---|---|
| Street Address | 438 W STEWART ST |
| City | WILLCOX |
| State | AZ |
| Zip | 85643-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M&A 2ND ADD NLY 65.66' OF LOTS 6 7 BY M&B; BEG AT NE COR OF LOT 6 BLK 4 M&A 2ND ADD TO WILLCOX S30DEG 17MIN W65.66' N59DEG 43MIN W 60' N30DEG 17MIN E65.66' S59DEG 43MIN E60' TO BEG BLK 4 |
| Legal Subdivision | M&A |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | WILLCOX |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 202 |
438 W Stewart St is owned and occupied by two individuals.
Source: Cochise County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438 W STEWART ST, WILLCOX, AZ 85643-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 438 W Stewart St was $370, up 1.6% from the year before.
Source: Cochise County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Willcox City |
| Unified School District | Willcox Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,298 (+3.57%) Land $158 Building $4,140 | $42,975 (+3.56%) Land $1,576 Building $41,399 | |
| 2025 | $370.00 (+1.65%) | $4,150 (+1.37%) Land $158 Building $3,992 | $41,496 (+1.36%) Land $1,576 Building $39,920 |
| 2024 | $364.00 (+6.43%) | $4,094 Land $158 Building $3,936 | $40,939 Land $1,576 Building $39,363 |
| 2023 | $342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 W Stewart St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 6 (1989–2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 W Stewart St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Arizona |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILLCOX serves 3,236 people · EPA ID AZ0402035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Valley Telecom Group Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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