Cochise County property record for 309 W Stewart St, Willcox, AZ 85643
| Property Type | Single Family Home |
|---|---|
| Details | 1,398 sqft · built 1940 |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Aug 1997) |
| Tax Bill | $1,091 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone AO (high risk) |
| APN | 203-28-076 |
| Primary APN | 203-28-076 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,398 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air |
| Account Number | 203-28-07605 |
|---|---|
| Street Address | 309 W STEWART ST |
| City | WILLCOX |
| State | AZ |
| Zip | 85643-2162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLCOX SLY 27' OF ELY 1/2 OF LOT 6 & ELY 1/2 OF LOTS 7 8 BLK 5 B Y M&B BEG AT SE COR LOT WILLCOX TWST N60DEG 06MIN W77.5' |
| Legal Subdivision | WILLCOX |
| Legal Block | 5 |
| Legal Lot Number | 6-8 |
| Legal Unit | 6 |
| Jurisdiction | COCHISE AZ |
| Township / Civil Division | WILLCOX |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 202 |
309 W Stewart St is owned and occupied by two individuals who bought it in August 1997.
Source: Cochise County records, as of March 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 309 W STEWART ST, WILLCOX, AZ 85643-2162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1997 · Amount on File |
| Deed Sale | Aug 1, 1997 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COCHISE AZ |
| Property Address | 309 W STEWART ST, WILLCOX, AZ 85643-2162 |
| Document Number | 0000021021 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 309 W STEWART ST WILLCOX AZ 856432162, WILLCOX, AZ 85643-2162 |
| Document Number | 0000021021 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 21021 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 309 W Stewart St was $1,091.
Source: Cochise County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Cochise County |
| Municipality | Willcox City |
| Unified School District | Willcox Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,062 Land $394 Building $11,668 | $120,620 Land $3,937 Building $116,683 | |
| 2025 | $1,091.00 | ||
| 2024 | $12,260 Land $394 Building $11,866 | $122,592 Land $3,937 Building $118,655 | |
| 2023 | $1,011.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 W Stewart St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 6 (1989–2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 W Stewart St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Arizona |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILLCOX serves 3,236 people · EPA ID AZ0402035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Valley Telecom Group Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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