265 W Stewart St, Willcox, AZ 85643 Property Records

Cochise County property record for 265 W Stewart St, Willcox, AZ 85643

Property Summary

Property TypeSingle Family Home
Details2,203 sqft · built 1930
OwnerIndividual Name on Record
Last Sale$34,000 (Feb 1989)
Tax Bill$1,611 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AO (high risk)
APN203-28-099

Property Details

APN / Parcel Number

Primary APN203-28-099
Alternative APN
  • 203-28-09902

Interior

Stories1 Story
Building Area2,203 sqft Living Area
1st Floor Area2,203 sqft

Exterior

Year BuiltBuilt 1930
Exterior MaterialStucco
Construction TypeConcrete
Roof MaterialMetal
Garage TypeAttached
Garage Area1,187 sqft
Parking Spaces4 Parking Spaces
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number203-28-09902
Street Address265 W STEWART ST
CityWILLCOX
StateAZ
Zip85643-2167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLCOX WLY 90' OF SLY 40' OF LOT 6 & WLY 90' OF LOTS 7 8 BLK 14 BY M&B BEG AT SW COR LOT 8 WILLCOXTWST N29DEG 54MIN E140'
Legal SubdivisionWILLCOX
Legal Block14
Legal Lot Number6-8
Legal Unit68
JurisdictionCOCHISE AZ
Township / Civil DivisionWILLCOX
Census Block Group1
Census Block1045
Census Tract202

Owner

Source: Cochise County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address265 W STEWART ST, WILLCOX, AZ 85643-2167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 1989 · Amount on Record
Deed SaleFeb 17, 1989 · Amount on Record
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCHISE AZ
Property Address265 W STEWART ST, WILLCOX, AZ 85643-2167
Transaction TypeMortgage
Record UpdatedNov 25, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018900
DateSep 4, 2020
Instrument2020-18900
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCochise County
MunicipalityWillcox City
Unified School DistrictWillcox Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,238 (-3.7%) Land $504 Building $16,734$172,375 (-3.7%) Land $5,040 Building $167,335
2025$1,611.00 (+7.98%)
2024$17,900 Land $504 Building $17,396$179,002 Land $5,040 Building $173,962
2023$1,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims6 (1989–2019)
Most Recent ClaimSep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WILLCOX
serves 3,236 people · EPA ID AZ0402035
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Valley Telecom Group
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20

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