New Hanover County property record for 438 Riviera Dr, Wilmington, NC 28411
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 2012 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $398,000 (Mar 2023) |
| Tax Bill | $1,357 (2022) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R04400-001-421-000 |
| Primary APN | R04400-001-421-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 462 sqft |
| Finished Basement | 462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,886 sqft (0.204 acres) |
| Terrain | Low |
| Garage Area | 420 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 438 RIVIERA DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28411-7296 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | R-10,RESID |
| Legal Description | LOT 186 SEC 1 PARK RIDGE @ WESTBAY ESTATES |
| Legal Subdivision | COASTAL CAROLINA DEVELOPMENT |
| Legal Block | 1 |
| Legal Lot Number | 186 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | HARNETT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11611 |
438 Riviera Dr, a patio home, is owned by two individuals who bought it in March 2023.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 434 ALBEMARLE RD, WILMINGTON, NC 28405-2664 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Mar 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 25, 2017 | Warranty Deed, Transfer · FHA Mortgage SIERRA PACIFIC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on File |
| Deed Sale | Mar 20, 2023 · Amount on File |
| Prior Sale | Sep 25, 2017 · Amount on File |
| Deed Document Number | 20236521 |
| Deed Book / Page | 6628 / 924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 438 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00646501562 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 6465/1562 |
| Instrument | 2021032391 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 438 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 434 ALBEMARLE RD, WILMINGTON, NC 28405-2664 |
| Document Number | 00662800926 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 6628/926 |
| Instrument | 2023006522 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 438 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Document Number | 0063782798 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 438 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296 |
| Document Number | 0063782798 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 006378/002798 |
| Instrument | 48498 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | FOLSOM, CA 95630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 15, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 25, 2017 |
| Property Address | 438 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Document Number | 0060901974 |
| Book / Page | 006090 / 001974 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 31049 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 438 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296 |
| Document Number | 60901976 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 006090/001976 |
| Instrument | 31050 |
| Name | SIERRA PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,500 (-) Land $109,900 Building $229,600 | $339,500 (-) Land $109,900 Building $229,600 | |
| 2025 | $339,500 Land $109,900 Building $229,600 | $339,500 Land $109,900 Building $229,600 | |
| 2023 | $248,400 Land $60,500 Building $187,900 | $248,400 Land $60,500 Building $187,900 | |
| 2022 | $1,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Riviera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Riviera Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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