New Hanover County property record for 426 Riviera Dr, Wilmington, NC 28411
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 2013 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2013) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R04400-001-424-000 |
| Primary APN | R04400-001-424-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 1,452 sqft |
| Finished Basement | 1,452 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,144 sqft (0.164 acres) |
| Terrain | Low |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 426 RIVIERA DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28411-7296 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | R-10,RESID |
| Legal Description | LOT 189 SEC 1 PARK RIDGE @ WESTBAY ESTATES |
| Legal Subdivision | COASTAL CAROLINA DEVELOPMENT |
| Legal Block | 1 |
| Legal Lot Number | 189 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | HARNETT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11611 |
426 Riviera Dr, a patio home, is owned and occupied by an individual who acquired it in October 2016.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional with PMI ANGEL OAK HM LOANS |
| Jul 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on File |
| Deed Sale | Jul 25, 2013 · Amount on File |
| Prior Sale | May 1, 2013 · Amount on File |
| Deed Document Number | 201327335 |
| Deed Book / Page | 5757 / 237 |
| Last Transfer Date | Oct 17, 2016 |
| Transfer Doc | 00601100260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 426 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00671600172 |
|---|---|
| Date | Jul 8, 2024 |
| Book Page | 6716/172 |
| Instrument | 2024016420 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | 1 CREDIT UNION PLZ, CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 426 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Document Number | 0064022084 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | FIRST CHOICE SETTLEMENT/PA LLC, FIRST CHOICE SETTLEMENT LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296 |
| Document Number | 0064022084 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 006402/002084 |
| Instrument | 2796 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 19, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 426 RIVIERA DR, WILMINGTON, NC 28411-7296 |
| Document Number | 0060720577 |
| Book / Page | 006072 / 000577 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296 |
| Document Number | 0060720577 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 006072/000577 |
| Instrument | 21827 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
The 2025 property tax bill for 426 Riviera Dr was $1,459, up 13.3% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,200 (-) Land $105,600 Building $266,600 | $372,200 (-) Land $105,600 Building $266,600 | |
| 2025 | $1,459.00 (+13.28%) | $372,200 Land $105,600 Building $266,600 | $372,200 Land $105,600 Building $266,600 |
| 2024 | $1,288.00 (+0.31%) | ||
| 2023 | $1,284.00 (-0.85%) | $236,800 Land $57,900 Building $178,900 | $236,800 Land $57,900 Building $178,900 |
| 2022 | $1,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Riviera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Riviera Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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