433 Riviera Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 433 Riviera Dr, Wilmington, NC 28411

Property Summary

Property TypePatio Home
Details3 bd · 2.5 ba · 1,884 sqft · built 2012
Lot Size0.184 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$196,000 (Feb 2012)
Tax Bill$1,463 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNR04400-001-420-000

Property Details

APN / Parcel Number

Primary APNR04400-001-420-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,884 sqft Living Area
1st Floor Area1,156 sqft
Basement Area728 sqft
Finished Basement728 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,015 sqft (0.184 acres)
TerrainLow
Garage Area440 sqft
PorchSlab
Porch Area278 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address433 RIVIERA DR
CityWILMINGTON
StateNC
Zip28411-7296
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Patio Home
Local Zoning CodeR-10,RESID
Legal DescriptionLOT 184 SEC 1 PARK RIDGE @ WESTBAY ESTATES
Legal SubdivisionCOASTAL CAROLINA DEVELOPMENT
Legal Block1
Legal Lot Number184
JurisdictionNEW HANOVER NC
Township / Civil DivisionHARNETT
Census Block Group3
Census Block3000
Census Tract11611

Owner

433 Riviera Dr, a patio home, is owned and occupied by an individual who bought it in February 2012.

Source: New Hanover County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address433 RIVIERA DR, WILMINGTON, NC 28411-7296
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 3, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2012 · Amount on File
Deed SaleFeb 23, 2012 · Amount on File
Deed Document Number20125803
Deed Book / Page5620 / 593
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address433 RIVIERA DR, WILMINGTON, NC 28411-7296
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 RIVIERA DR, WILMINGTON, NC 28411-7296

Mortgage

Document Number00665802228
DateAug 21, 2023
Book Page6658/2228
Instrument2023021016
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueAug 14, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address433 RIVIERA DR, WILMINGTON, NC 28411-7296
Document Number0060321421
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 RIVIERA DR WILMINGTON NC 284117296, WILMINGTON, NC 28411-7296

Mortgage

Document Number0060321421
DateJan 24, 2017
Book Page006032/001421
Instrument2288
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueJan 23, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 433 Riviera Dr was $1,463, up 3.7% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,100 (-) Land $107,800 Building $265,300$373,100 (-) Land $107,800 Building $265,300
2025$1,463.00 (+3.69%)$373,100 Land $107,800 Building $265,300$373,100 Land $107,800 Building $265,300
2024$1,411.00 (+0.28%)
2023$1,407.00 (-0.92%)$260,400 Land $59,300 Building $201,100$260,400 Land $59,300 Building $201,100
2022$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Riviera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Riviera Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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