438 River Bluff Dr, Temple, GA 30179 Property Records

Carroll County property record for 438 River Bluff Dr, Temple, GA 30179

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 2021
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,400 (Apr 2021)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T03-007-0298`

Property Details

APN / Parcel Number

Primary APN	`T03-007-0298`
Alternative APN	`50958`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	952 sqft
2nd Floor Area	1,128 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,196 sqft (0.28 acres)
View / Lot	Corner/Waterfront
Garage Type	Attached
Garage Area	380 sqft
Porch	Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50958
Street Address	438 RIVER BLUFF DR
City	TEMPLE
State	GA
Zip	30179-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HSE/LOT 218 LAKESIDE S/D UNIT 1
Legal Subdivision	LAKESIDE UN1 -TE
Legal Phase	005
Legal Lot Number	218
Legal Unit	1
Jurisdiction	CARROLL GA
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1008
Census Tract	910202

Owner

Source: Carroll County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS
Dec 21, 2020	Deed of Trust, Construction Loan · Construction Mortgage SYNOVUS BK
Feb 1, 2019	Grant Deed, Construction Loan · Construction Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	20212388
Deed Book / Page	5931 / 977
Transfer Doc	0051760283
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	Apr 30, 2021
Property Address	438 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0059310977
Book / Page	5931 / 977
Instrument Date	Apr 30, 2021
Instrument	2021-002388
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 RIVER BLUFF DR, TEMPLE, GA 30179-5839

Mortgage

Document Number	0059310000000978
Date	May 5, 2021
Book Page	0000005931/0000000978

Lender

Name	BROKER SOLUTIONS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Recording Date	Dec 21, 2020
Property Address	438 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0058820792
Book / Page	005882 / 000792
Instrument Date	Dec 18, 2020
Transaction Type	Construction Loan
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6825 JIMMY CARTER BLVD #1860 NORCROSS GA 300711289, 1860, NORCROSS, GA 30071-1289

Mortgage

Document Number	58820792
Date	Dec 21, 2020
Book Page	005882/000792

Lender

Name	SYNOVUS BK
Type	Bank
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 20, 2021

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	Feb 1, 2019
Property Address	438 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0056860869
Book / Page	005686 / 000869
Instrument Date	Jan 29, 2019
Transaction Type	Construction Loan
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	438 RIVER DR TEMPLE GA 30179, TEMPLE, GA 30179
Investor	Possibly a Property Investor

Mortgage

Document Number	56860870
Date	Feb 1, 2019
Book Page	005686/000870

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 31, 2021

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Temple City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 Homeowner's exemption	$133,570 (+11.5%) Land $7,200 Building $126,370	$333,927 (+11.5%) Land $18,000 Building $315,927
2024	$3,118.00 (+33.82%) Homeowner's exemption	$119,790 (+9.37%) Land $7,200 Building $112,590	$299,475 (+9.37%) Land $18,000 Building $281,475
2023	$2,330.00 (-6.09%) Homeowner's exemption	$109,526 (+22.64%) Land $7,200 Building $102,326	$273,814 (+22.64%) Land $18,000 Building $255,814
2022	$2,481.00 Homeowner's exemption	$89,304 Land $7,200 Building $82,104	$223,259 Land $18,000 Building $205,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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