430 River Bluff Dr, Temple, GA 30179 Property Records

Carroll County property record for 430 River Bluff Dr, Temple, GA 30179

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Aug 2024)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T03-007-0300`

Property Details

APN / Parcel Number

Primary APN	`T03-007-0300`
Alternative APN	`50960`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,080 sqft Heated Area
1st Floor Area	952 sqft
2nd Floor Area	1,128 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	380 sqft
Porch	Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50960
Old Parcel Number	T03 007 0300
Street Address	430 RIVER BLUFF DR
City	TEMPLE
State	GA
Zip	30179-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HSE/LOT 220 LAKESIDE S/D UINT 1
Legal Subdivision	LAKESIDE UN1 -TE
Legal Phase	001
Legal Lot Number	220
Jurisdiction	CARROLL GA
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1008
Census Tract	910202

Owner

Source: Carroll County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 SONIA DR, COLUMBUS, MS 39702-7775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · FHA Mortgage LOAN SIMPLE
May 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE
Feb 1, 2019	Grant Deed, Construction Loan · Construction Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	0006269556
Deed Book / Page	6269 / 556
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	430 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 RIVER BLUFF DR, TEMPLE, GA 30179-5839

Mortgage

Document Number	0063860000000096
Date	Dec 4, 2025
Book Page	0000006386/0000000096

Lender

Name	LOAN SIMPLE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2050

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	May 18, 2021
Property Address	430 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0059370813
Book / Page	5937 / 813
Instrument Date	May 18, 2021
Instrument	2021-002690
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 RIVER BLUFF DR, TEMPLE, GA 30179-5839

Mortgage

Document Number	0005937814
Date	May 18, 2021
Instrument	5937/814

Lender

Name	SECURITY NATIONAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	Feb 1, 2019
Property Address	430 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0056860869
Book / Page	005686 / 000869
Instrument Date	Jan 29, 2019
Transaction Type	Construction Loan
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	430 RIVER DR TEMPLE GA 30179, TEMPLE, GA 30179
Investor	Possibly a Property Investor

Mortgage

Document Number	56860870
Date	Feb 1, 2019
Book Page	005686/000870

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 31, 2021

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Temple City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 Homeowner's exemption	$133,571 (+11.5%) Land $7,200 Building $126,371	$333,927 (+11.5%) Land $18,000 Building $315,927
2024	$3,118.00 (+33.82%) Homeowner's exemption	$119,790 (+9.37%) Land $7,200 Building $112,590	$299,475 (+9.37%) Land $18,000 Building $281,475
2023	$2,330.00 (-3.16%) Homeowner's exemption	$109,526 (+22.64%) Land $7,200 Building $102,326	$273,814 (+22.64%) Land $18,000 Building $255,814
2022	$2,406.00 Homeowner's exemption	$89,304 Land $7,200 Building $82,104	$223,259 Land $18,000 Building $205,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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