434 River Bluff Dr, Temple, GA 30179 Property Records

Carroll County property record for 434 River Bluff Dr, Temple, GA 30179

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$181,400 (May 2021)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`T03-007-0299`

Property Details

APN / Parcel Number

Primary APN	`T03-007-0299`
Alternative APN	`50959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,238 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Corner/Waterfront
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	50959
Street Address	434 RIVER BLUFF DR
City	TEMPLE
State	GA
Zip	30179-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HSE/LOT 219 LAKESIDE S/D UNIT 1
Legal Subdivision	LAKESIDE UN1 -TE
Legal Phase	006
Legal Lot Number	219
Legal Unit	1
Jurisdiction	CARROLL GA
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1008
Census Tract	910202

Owner

434 River Bluff Dr is owned and occupied by an individual who bought it in May 2021.

Source: Carroll County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	434 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE
Feb 1, 2019	Grant Deed, Construction Loan · Construction Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	20212555
Deed Book / Page	5935 / 107
Transfer Doc	0051760283
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL GA
Recording Date	May 11, 2021
Property Address	434 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0059350107
Book / Page	5935 / 107
Instrument Date	May 11, 2021
Instrument	2021-002555
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 RIVER BLUFF DR, TEMPLE, GA 30179-5839

Mortgage

Document Number	0005935108
Date	May 11, 2021
Instrument	5935/108

Lender

Name	SECURITY NATIONAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2051

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	Feb 1, 2019
Property Address	434 RIVER BLUFF DR, TEMPLE, GA 30179-5839
Document Number	0056860869
Book / Page	005686 / 000869
Instrument Date	Jan 29, 2019
Transaction Type	Construction Loan
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	434 RIVER DR TEMPLE GA 30179, TEMPLE, GA 30179
Investor	Possibly a Property Investor

Mortgage

Document Number	56860870
Date	Feb 1, 2019
Book Page	005686/000870

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 31, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 434 River Bluff Dr was $2,253 with a homeowner's exemption.

Source: Carroll County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Municipality	Temple City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,253.00 Homeowner's exemption	$97,289 (+11.14%) Land $7,200 Building $90,089	$243,223 (+11.14%) Land $18,000 Building $225,223
2024	$2,253.00 (+45.26%) Homeowner's exemption	$87,540 (+9.04%) Land $7,200 Building $80,340	$218,849 (+9.04%) Land $18,000 Building $200,849
2023	$1,551.00 (-18.02%) Homeowner's exemption	$80,285 (+21.9%) Land $7,200 Building $73,085	$200,713 (+21.9%) Land $18,000 Building $182,713
2022	$1,892.00 Homeowner's exemption	$65,860 Land $7,200 Building $58,660	$164,651 Land $18,000 Building $146,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 434 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 River Bluff Dr is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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