438 Prime Dr, Commerce, GA 30530 Property Records

Jackson County property record for 438 Prime Dr, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,336 sqft · built 2014
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Jan 2020)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010 036 50`

Property Details

APN / Parcel Number

Primary APN	`010 036 50`
Alternative APN	`23967`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,336 sqft Heated Area
1st Floor Area	1,748 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	1,128 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23967
Street Address	438 PRIME DR
City	COMMERCE
State	GA
Zip	30530-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 EAGLE TRACE PHASE II
Legal Subdivision	EAGLE TRACE II
Legal Phase	2
Legal Lot Number	50
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1019
Census Tract	10400

Owner

Source: Jackson County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 PRIME DR, COMMERCE, GA 30530-8225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CDC FEDERAL CREDIT UNION
Apr 16, 2021	Warranty Deed, Transfer
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FIN'L
Feb 7, 2020	Grant Deed, Transfer · Conventional Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Mar 18, 2016 · Amount on Record
Deed Document Number	2020462
Deed Book / Page	87Z / 723
Last Transfer Date	Apr 16, 2021
Transfer Doc	00095M0527
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	438 PRIME DR, COMMERCE, GA 30530-8225
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PRIME DR, COMMERCE, GA 30530-8225

Mortgage

Document Number	00095M0000000506
Date	Apr 21, 2021
Book Page	000000095M/0000000506

Lender

Name	CDC FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 16, 2021
Property Address	438 PRIME DR, COMMERCE, GA 30530-8225
Document Number	00095M0527
Book / Page	95M / 527
Instrument Date	Apr 16, 2021
Instrument	2021-001879
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PRIME DR, COMMERCE, GA 30530-8225
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	438 PRIME DR, COMMERCE, GA 30530-8225
Document Number	00087Z0725
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PRIME DR COMMERCE GA 305308225, COMMERCE, GA 30530-8225

Mortgage

Document Number	00087Z0725
Date	Feb 7, 2020
Book Page	00087Z/000725

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 7, 2020
Property Address	438 PRIME DR, COMMERCE, GA 30530-8225
Document Number	00087Z0723
Book / Page	00087Z / 000723
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 PRIME DR COMMERCE GA 305308225, COMMERCE, GA 30530-8225

Mortgage

Document Number	87Z0725
Date	Feb 7, 2020
Book Page	00087Z/000725

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00 (-21.4%) Homeowner's exemption	$162,600 (-) Land $22,000 Building $140,600	$406,500 (-) Land $55,000 Building $351,500
2024	$3,304.00 (+34.09%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$162,600 (+11.8%) Land $22,000 Building $140,600	$406,500 (+11.8%) Land $55,000 Building $351,500
2023	$2,464.00 (-4.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$145,440 (+21.08%) Land $22,000 Building $123,440	$363,600 (+21.08%) Land $55,000 Building $308,600
2022	$2,574.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$120,120 Land $22,000 Building $98,120	$300,300 Land $55,000 Building $245,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Cable in parts of the area	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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