391 Prime Dr, Commerce, GA 30530 Property Records

Jackson County property record for 391 Prime Dr, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,664 sqft · built 2005
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Jun 2020)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010 036 44`

Property Details

APN / Parcel Number

Primary APN	`010 036 44`
Alternative APN	`23962`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,664 sqft Heated Area
1st Floor Area	1,604 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	540 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23962
Street Address	391 PRIME DR
City	COMMERCE
State	GA
Zip	30530-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 EAGLE TRACE PHASE II
Legal Subdivision	EAGLE TRACE II
Legal Phase	2
Legal Lot Number	44
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1019
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 PRIME DR, COMMERCE, GA 30530-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on Record
Deed Sale	Jun 5, 2020 · Amount on Record
Prior Sale	Dec 5, 2014 · Amount on Record
Deed Document Number	20202044
Deed Book / Page	90A / 658
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 22, 2020
Property Address	391 PRIME DR, COMMERCE, GA 30530-8227
Document Number	00090A0658
Book / Page	00090A / 000658
Instrument Date	Jun 5, 2020
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	391 PRIME DR COMMERCE GA 305308227, COMMERCE, GA 30530-8227

Mortgage

Document Number	90A0660
Date	Jun 22, 2020
Book Page	00090A/000660

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,840 (-) Land $22,000 Building $132,840	$387,100 (-) Land $55,000 Building $332,100
2025	$3,890.00 (-1.04%) Homeowner's exemption	$154,840 (-) Land $22,000 Building $132,840	$387,100 (-) Land $55,000 Building $332,100
2024	$3,931.00 (+24.2%) Homeowner's exemption	$154,840 (+10.32%) Land $22,000 Building $132,840	$387,100 (+10.32%) Land $55,000 Building $332,100
2023	$3,165.00 (-7.18%) Homeowner's exemption	$140,360 (+18.99%) Land $22,000 Building $118,360	$350,900 (+18.99%) Land $55,000 Building $295,900
2022	$3,410.00 Homeowner's exemption	$117,960 Land $22,000 Building $95,960	$294,900 Land $55,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Cable in parts of the area	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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