431 Prime Dr, Commerce, GA 30530 Property Records

Jackson County property record for 431 Prime Dr, Commerce, GA 30530

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,218 sqft · built 2005
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Aug 2022)
Tax Bill$3,862 (2025)
Deeds & MortgagesAug 2022 Sale
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN010 036 45

Property Details

APN / Parcel Number

Primary APN010 036 45
Alternative APN
  • 23963

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,218 sqft Heated Area
1st Floor Area2,218 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Garage TypeMixed
Garage Area1,390 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area430 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23963
Street Address431 PRIME DR
CityCOMMERCE
StateGA
Zip30530-8225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 EAGLE TRACE PHASE II
Legal SubdivisionEAGLE TRACE II
Legal Phase2
Legal Lot Number45
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1019
Census Tract10400

Owner

Source: Jackson County records · APN 010 036 45

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address431 PRIME DR, COMMERCE, GA 30530-8225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Warranty Deed, Transfer
Mar 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2022 · Amount on Record
Deed SaleAug 09, 2022 · Amount on Record
Prior SaleFeb 28, 2005 · Amount on Record
Deed Document Number20223835
Deed Book / Page103N / 49
Prior Transfer DateDec 22, 2005
Prior Transfer Doc00041X0732
Record UpdatedJun 08, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateAug 08, 2022
Property Address431 PRIME DR, COMMERCE, GA 30530-8225
Document Number00103N0049
Book / Page103N / 49
Instrument DateAug 08, 2022
Instrument2022-003835
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 PRIME DR, COMMERCE, GA 30530-8225

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address431 PRIME DR, COMMERCE, GA 30530-8225
Document Number00083Y0347
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address431 PRIME DR COMMERCE GA 305308225, COMMERCE, GA 30530-8225

Mortgage

Document Number00083Y0347
DateMar 29, 2019
Book Page00083Y/000347
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 28, 2029

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,862.00 (-1.05%)$151,920 (-) Land $22,000 Building $129,920$379,800 (-) Land $55,000 Building $324,800
2024$3,903.00 (+9.24%)$151,920 (+9.96%) Land $22,000 Building $129,920$379,800 (+9.96%) Land $55,000 Building $324,800
2023$3,573.00 (+6.06%) Homeowner's exemption$138,160 (+18.57%) Land $22,000 Building $116,160$345,400 (+18.57%) Land $55,000 Building $290,400
2022$3,369.00 Homeowner's exemption$116,520 Land $22,000 Building $94,520$291,300 Land $55,000 Building $236,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 14, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL · Cable in parts of the area
200 / 20

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOMMERCE
serves 11,340 people
Water SourceSurface water
Last State InspectionJan 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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