438 McElroy Rd, Memphis, TN 38120 Property Records

Shelby County property record for 438 McElroy Rd, Memphis, TN 38120

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 2,897 sqft · built 2000
Lot Size	0.224 acres (9,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,500 (Apr 2026)
Tax Bill	$3,878 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-8066-B0-0001`

Property Details

APN / Parcel Number

Primary APN	`06-8066-B0-0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,897 sqft Living Area
Gross Area	3,401 sqft
1st Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	9,745 sqft (0.224 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	42 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 MCELROY RD
City	MEMPHIS
State	TN
Zip	38120-1513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-6
Legal Description	SS MAXIMA CV E SEE MAP FG-27
Legal Subdivision	MAXWELL PLACE PD PAR II
Legal Lot Number	19
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1025
Census Tract	9202

Owner

Source: Shelby County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	438 MCELROY RD, MEMPHIS, TN 38120-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL BANK
Sep 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202625356
Prior Transfer Date	Jan 20, 2002
Prior Transfer Doc	0000012380
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 1, 2026
Property Address	438 MCELROY RD, MEMPHIS, TN 38120-1513
Document Number	0000025356
Instrument Date	Mar 6, 2026
Instrument	202625356
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	COVENTRY ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,078.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MCELROY RD, MEMPHIS, TN 38120-1513

Mortgage

Document Number	0000025357,
Date	Apr 1, 2026
Instrument	202625357

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 10, 2021
Property Address	438 MCELROY RD, MEMPHIS, TN 38120-1513
Document Number	0021112733
Map Reference	MB 191 PG 8
Instrument Date	Aug 20, 2021
Instrument	21112733
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$1,528.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 MCELVOY RD, MEMPHIS, TN 38120-1513

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,878.00 (+26.61%)	$144,175 (+59.53%) Land $19,200 Building $124,975	$576,700 (+59.53%) Land $76,800 Building $499,900
2024	$3,063.00 (-44.36%)
2023		$90,375 Land $19,200 Building $71,175
2022	$5,505.00
2021			$361,500 Land $76,800 Building $284,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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