422 McElroy Rd, Memphis, TN 38120 Property Records

Shelby County property record for 422 McElroy Rd, Memphis, TN 38120

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 3,490 sqft · built 2005
Lot Size	0.195 acres (8,472 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Nov 2025)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-8066-C0-0012`

Property Details

APN / Parcel Number

Primary APN	`06-8066-C0-0012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,490 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	8,472 sqft (0.195 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	422 MCELROY RD
City	MEMPHIS
State	TN
Zip	38120-1513
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-6
Legal Description	SS MCKYLE CV (PD) COR MCELROY RD (SE) SEE MAP FG-27
Legal Subdivision	MCCORMICK PLACE PD
Legal Lot Number	12
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1025
Census Tract	9202

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 MCELROY RD, MEMPHIS, TN 38120-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	202597548
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 12, 2025
Property Address	422 MCELROY RD, MEMPHIS, TN 38120-1513
Document Number	0025097548
Map Reference	MB 211 PG 52
Instrument Date	Nov 3, 2025
Instrument	25097548
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,443.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MCELROY RD, MEMPHIS, TN 38120-1513

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	422 MCELROY RD, MEMPHIS, TN 38120-1513
Document Number	0000130794
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MCELROY RD MEMPHIS TN 381201513, MEMPHIS, TN 38120-1513

Mortgage

Document Number	0000130794
Date	Dec 17, 2019
Instrument	130794

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 16, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 22, 2018
Property Address	422 MCELROY RD, MEMPHIS, TN 38120-1513
Document Number	0000062139
Instrument Date	Jun 15, 2018
Instrument	62139
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	EXECUTIVE TITLE AND CLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	422 MCELROY RD MEMPHIS TN 381201513, MEMPHIS, TN 38120-1513

Mortgage

Document Number	62140
Date	Jun 22, 2018
Instrument	62140

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2033

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (-59.16%)	$116,900 (+16.67%) Land $24,000 Building $92,900	$467,600 (+16.67%) Land $96,000 Building $371,600
2024	$7,698.00 (+26.13%)
2023		$100,200 Land $26,700 Building $73,500
2022	$6,103.00
2021			$400,800 Land $106,800 Building $294,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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