444 McElroy Rd, Memphis, TN 38120 Property Records

Shelby County property record for 444 McElroy Rd, Memphis, TN 38120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,642 sqft · built 1978
Lot Size	0.313 acres (13,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-8066-0-0055`

Property Details

APN / Parcel Number

Primary APN	`06-8066-0-0055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area
1st Floor Area	1,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,651 sqft (0.313 acres)
Lot Dimensions	186 ft deep x 73 ft wide
Porch	Open Porch
Porch Area	120 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	444 MCELROY RD
City	MEMPHIS
State	TN
Zip	38120-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	CLIFT-HOPPER 1ST ADDN
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1025
Census Tract	9202

Owner

444 McElroy Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	444 MCELROY RD, MEMPHIS, TN 38120-1559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTE COUNTY
Mar 11, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2022
Transfer Doc	0000027959
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	444 MCELROY RD, MEMPHIS, TN 38120-1559
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022061377
Date	Jun 1, 2022
Instrument	22061377

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	May 23, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY TN
Recording Date	Mar 11, 2022
Property Address	444 MCELROY RD, MEMPHIS, TN 38120-1559
Document Number	0022027959
Map Reference	MB 35 PG 12
Instrument Date	Mar 11, 2022
Instrument	22027959
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 MCELROY RD, MEMPHIS, TN 38120-1559

Tax Assessment & Valuation

The 2025 property tax bill for 444 McElroy Rd was $2,075.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00	$77,150 Land $12,825 Building $64,325	$308,600 Land $51,300 Building $257,300
2023		$67,100 Land $9,825 Building $57,275
2022	$4,087.00
2021			$268,400 Land $39,300 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 McElroy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 McElroy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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