Montezuma County property record for 438 E Montezuma Ave, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,823 sqft · built 1928 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (Sep 2001) |
| Tax Bill | $1,210 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R009055 |
| Primary APN | R009055 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,823 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Account Number | R009055 |
|---|---|
| Street Address | 438 E MONTEZUMA AVE |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | SECTION: 26 TOWNSHIP: 36 RANGE: 16 TR 100' X 150' NE1/4 UNPLATTED TR IN F R COFFINS ADDITION B533 P357 B539 P526 R/486642 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 26 |
| Legal Subdivision | F R COFFINS |
| Legal Tract | 100 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 969301 |
Source: Montezuma County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 438 E MONTEZUMA AVE, CORTEZ, CO 81321-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE DOLORES STATE BANK |
| Feb 21, 2018 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2001 · Amount on Record |
| Deed Sale | Sep 28, 2001 · Amount on Record |
| Prior Sale | Feb 16, 2001 · Amount on Record |
| Deed Document Number | 2001498783 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 438 E MONTEZUMA AVE, CORTEZ, CO 81321-3328 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 629883 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 629883 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Feb 21, 2018 |
| Property Address | 438 E MONTEZUMA AVE, CORTEZ, CO 81321-3328 |
| Document Number | 0000615821 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 615821 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 438 E MONTEZUMA AVE, CORTEZ, CO 81321-3328 |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,210.00 (+33.11%) | $23,979 (+35.44%) Land $3,104 Building $20,875 | $301,245 (+35.45%) Land $39,000 Building $262,245 |
| 2024 | $909.00 (+9.92%) | $17,704 (-19.83%) Land $4,193 Building $13,511 | $222,406 (-19.83%) Land $52,674 Building $169,732 |
| 2023 | $827.00 (+9.1%) | $22,082 (+40.76%) Land $5,230 Building $16,852 | $277,406 (+40.75%) Land $65,700 Building $211,706 |
| 2022 | $758.00 | $15,688 Land $2,388 Building $13,300 | $197,091 Land $30,000 Building $167,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.
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