435 E Montezuma Ave, Cortez, CO 81321 Property Records

Montezuma County property record for 435 E Montezuma Ave, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,053 sqft · built 1925
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$158,500 (Oct 2017)
Tax Bill	$871 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009088`

Property Details

APN / Parcel Number

Primary APN	`R009088`
Alternative APN	`561126118002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,053 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R009088
Street Address	435 E MONTEZUMA AVE
City	CORTEZ
State	CO
Zip	81321-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	SUBDIVISION: FR COFFINS ADD LOT: 3-4 BLOCK: 2 B640 P48 B646 P882 B647 P172 B689 P580 R/471664
Legal Range	14W
Legal Township	37N
Legal Section	34
Legal Subdivision	FR COFFINS ADD
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2053
Census Tract	969301

Owner

Source: Montezuma County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 E MONTEZUMA AVE, CORTEZ, CO 81321-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	2017614063
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	0000582874
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 30, 2017
Property Address	435 E MONTEZUMA AVE, CORTEZ, CO 81321-3327
Document Number	0000614063
Map Reference	MB1 PG9
Instrument Date	Oct 27, 2017
Instrument	614063
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1108 N CORONA ST, DENVER, CO 80218-2848

Mortgage

Document Number	0000614064
Date	Oct 30, 2017
Instrument	614064

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (+53.89%)	$17,281 (+56.89%) Land $1,469 Building $15,812	$217,101 (+56.88%) Land $18,460 Building $198,641
2024	$566.00 (+9.9%)	$11,015 (-28.44%) Land $1,771 Building $9,244	$138,389 (-28.44%) Land $22,254 Building $116,135
2023	$515.00 (-5.33%)	$15,393 (+36.77%) Land $2,475 Building $12,918	$193,389 (+36.77%) Land $31,098 Building $162,291
2022	$544.00	$11,255 Land $1,130 Building $10,125	$141,397 Land $14,200 Building $127,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.