423 E Circle Dr, Muskegon, MI 49445 Property Records

Muskegon County property record for 423 E Circle Dr, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,420 sqft · built 1953
Lot Size	0.393 acres (17,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2019)
Tax Bill	$7,630 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23304000005400`

Property Details

APN / Parcel Number

Primary APN	`23304000005400`
Alternative APN	`61-23-304-000-0054-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,420 sqft Living Area
1st Floor Area	1,495 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Lot Area	17,119 sqft (0.393 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer

Location & Zoning

Street Address	423 E CIRCLE DR
City	MUSKEGON
State	MI
Zip	49445-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-LOW
Legal Description	NORTH MUSKEGON CITY INTERLAKEN NO 1 LOT 54 SUBJ TO UTILITY ESMT L3594/P338
Legal Subdivision	INTERLAKEN
Legal Lot Number	54
Jurisdiction	MUSKEGON MI
Township / Civil Division	NORTH MUSKEGON
Census Block Group	4
Census Block	4004
Census Tract	1500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 E CIRCLE DR, MUSKEGON, MI 49445-2713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 28, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Deed Document Number	20195650274
Deed Book / Page	4184 / 536
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	423 E CIRCLE DR, MUSKEGON, MI 49445-2713
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E CIRCLE DR, MUSKEGON, MI 49445-2713

Mortgage

Document Number	4276/423
Date	Oct 5, 2021
Book Page	4276/423
Instrument	5742070

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	423 E CIRCLE DR, MUSKEGON, MI 49445-2713
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4258/634
Date	Apr 20, 2021
Book Page	4258/634
Instrument	5724299

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 28, 2019
Property Address	423 E CIRCLE DR, MUSKEGON, MI 49445-2713
Document Number	0005650274
Book / Page	004184 / 000536
Instrument Date	Mar 25, 2019
Instrument	5650274
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 FRANKLIN ST NORTH MUSKEGON MI 494452814, NORTH MUSKEGON, MI 49445-2814

Mortgage

Document Number	5650275
Date	Mar 28, 2019
Book Page	004184/000537
Instrument	5650275

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	North Muskegon City
Unified School District	North Muskegon Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,100 (+6.7%)	$624,200 (+6.7%)
2025	$7,630.00 Homeowner's exemption	$292,500	$585,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MUSKEGON serves 3,786 people · EPA ID MI0004780
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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