438 Chaparral Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 438 Chaparral Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2005
Lot Size	0.211 acres (9,178 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Mar 2019)
Tax Bill	$8,269 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2450-033-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2450-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,178 sqft (0.211 acres)
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	438 CHAPARRAL DR
City	FOLSOM
State	CA
Zip	95630-6172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 25, LOT 67
Legal Subdivision	EMPIRE RANCH VILLAGE 25
Legal Lot Number	67
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1005
Census Tract	8513

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	438 CHAPARRAL DR, FOLSOM, CA 95630-6172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Jan 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CATALYST MTG
Mar 14, 2019	Grant Deed, Transfer · Conventional Mortgage CATALYST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on File
Deed Sale	Mar 14, 2019 · Amount on File
Prior Sale	Aug 18, 2010 · Amount on File
Deed Book / Page	20190314 / 986
Prior Transfer Date	Aug 9, 2010
Prior Transfer Doc	0000001093
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	438 CHAPARRAL DR, FOLSOM, CA 95630-6172
Document Number	2009221478
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CHAPARRAL DR FOLSOM CA 956306172, FOLSOM, CA 95630-6172

Mortgage

Document Number	2009221478
Date	Sep 22, 2020
Instrument	2009221478

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	438 CHAPARRAL DR, FOLSOM, CA 95630-6172
Document Number	2001101417
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CHAPARRAL DR FOLSOM CA 956306172, FOLSOM, CA 95630-6172

Mortgage

Document Number	2001101417
Date	Jan 10, 2020
Instrument	2001101417

Lender

Name	CATALYST MTG
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 14, 2019
Property Address	438 CHAPARRAL DR, FOLSOM, CA 95630-6172
Document Number	1903140986
Instrument Date	Mar 5, 2019
Instrument	1903140986
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 CHAPARRAL DR FOLSOM CA 956306172, FOLSOM, CA 95630-6172

Mortgage

Document Number	1903140987
Date	Mar 14, 2019
Instrument	1903140987

Lender

Name	CATALYST MTG
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,869 (+2%) Land $227,563 Building $415,306
2025	$8,269.00 (+1.7%) Homeowner's exemption	$630,264 (+4.04%) Land $223,101 Building $407,163
2024	$8,131.00 (+3.13%)
2023	$7,884.00 (+1.09%) Homeowner's exemption	$605,792 Land $214,439 Building $391,353
2022	$7,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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