430 Chaparral Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 430 Chaparral Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 2005
Lot Size	0.176 acres (7,673 sqft)
Owner	Trust Name on File
Last Sale	$448,500 (Jan 2005)
Tax Bill	$8,206 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-2450-035-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2450-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,919 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,673 sqft (0.176 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	430 CHAPARRAL DR
City	FOLSOM
State	CA
Zip	95630-6172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 25, LOT 69
Legal Subdivision	EMPIRE RANCH VILLAGE 25
Legal Lot Number	69
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1005
Census Tract	8513

Owner

430 Chaparral Dr is owner-occupied and held in a trust since May 2023.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Jun 6, 2023	Intrafamily Transfer, Transfer
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASTERS TEAM MORTGAGE
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2005 · Amount on File
Deed Sale	Jan 25, 2005 · Amount on File
Deed Book / Page	20050125 / 2636
Last Transfer Date	May 22, 2023
Transfer Doc	2023000483
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172

Mortgage

Document Number	0000000770
Date	Jul 15, 2021
Instrument	202107150770

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 6, 2023
Property Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172
Document Number	0000000483
Map Reference	MB 327 MAP 6
Instrument Date	May 22, 2023
Instrument	202306060483
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172

Mortgage

Document Number	7150000000770
Date	Jul 15, 2021
Book Page	20210715/770

Lender

Name	MASTERS TEAM MORTGAGE
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	430 CHAPARRAL DR, FOLSOM, CA 95630-6172
Document Number	1712220133
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CHAPARRAL DR FOLSOM CA 956306172, FOLSOM, CA 95630-6172

Mortgage

Document Number	1712220133
Date	Dec 22, 2017
Instrument	1712220133

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 430 Chaparral Dr was $8,206 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,983 (+2%) Land $142,165 Building $494,818
2025	$8,206.00 (+1.7%) Homeowner's exemption	$624,494 Land $139,378 Building $485,116
2024	$8,069.00 (+3.13%)
2023	$7,824.00 (+1.09%) Homeowner's exemption	$600,246 Land $133,967 Building $466,279
2022	$7,740.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 430 Chaparral Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 430 Chaparral Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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