435 Chaparral Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 435 Chaparral Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,462 sqft · built 2004
Lot Size	0.222 acres (9,665 sqft)
Owner	Trust Name on File
Last Sale	$447,500 (Jul 2010)
Tax Bill	$7,648 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-2450-040-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2450-040-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,462 sqft Living Area
1st Floor Area	1,289 sqft
2nd Floor Area	1,173 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,665 sqft (0.222 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	435 CHAPARRAL DR
City	FOLSOM
State	CA
Zip	95630-6172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 25, LOT 74
Legal Subdivision	EMPIRE RANCH VILLAGE 25
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1005
Census Tract	8513

Owner

435 Chaparral Dr is owner-occupied and held in a trust since January 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit C A H P CU
Mar 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 9, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2010 · Amount on File
Deed Sale	Jul 16, 2010 · Amount on File
Prior Sale	Jan 20, 2005 · Amount on File
Deed Book / Page	20100716 / 728
Last Transfer Date	Jan 24, 2017
Transfer Doc	0000000775
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172

Mortgage

Document Number	0000000283
Date	Mar 4, 2021
Instrument	202103040283

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 3, 2041

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172

Mortgage

Document Number	0000001256
Date	Dec 3, 2025
Instrument	202512031256

Lender

Name	C A H P CU
Type	Credit Union
Address	SACRAMENTO, CA 95827

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172

Mortgage

Document Number	3040000000283
Date	Mar 4, 2021
Book Page	20210304/283

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 3, 2041

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 9, 2017
Property Address	435 CHAPARRAL DR, FOLSOM, CA 95630-6172
Document Number	0000000775
Book / Page	170309 / 000775
Instrument Date	Jan 25, 2017
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	435 CHAPARRAL DR FOLSOM CA 956306172, FOLSOM, CA 95630-6172

Tax Assessment & Valuation

The 2025 property tax bill for 435 Chaparral Dr was $7,648 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$584,780 (+2%) Land $196,013 Building $388,767
2025	$7,648.00 (+1.66%) Homeowner's exemption	$573,315 Land $192,170 Building $381,145
2024	$7,523.00 (+3.24%)
2023	$7,287.00 (+1.07%) Homeowner's exemption	$551,054 Land $184,708 Building $366,346
2022	$7,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Chaparral Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 435 Chaparral Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cal.net.

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