434 Bluff St, Alton, IL 62002 Property Records

Madison County property record for 434 Bluff St, Alton, IL 62002 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,231 sqft · built 1900
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$5,136 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2020 Mortgage
APN23-1-07-11-13-302-025

Property Details

APN / Parcel Number

Primary APN23-1-07-11-13-302-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,231 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area200 sqft
Patio Area300 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address434 BLUFF ST
CityALTON
StateIL
Zip62002-6010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR NW SW 50X200
JurisdictionMADISON IL
Township / Civil DivisionALTON
Census Block Group1
Census Block1013
Census Tract402300

Owner

Source: Madison County records · APN 23-1-07-11-13-302-025

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address434 BLUFF ST, ALTON, IL 62002-6010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Recording DateJul 20, 2026
Property Address434 BLUFF ST, ALTON, IL 62002-6010
Document Number0000020803
Instrument DateJul 15, 2026
Instrument202620803
Transaction TypeMortgage
Record UpdatedAug 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address434 BLUFF ST, ALTON, IL 62002-6010

Mortgage

Document Number0000020803,
DateJul 20, 2026
Instrument202620803
Lender
NameCARROLLTON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 25, 2031
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address434 BLUFF ST, ALTON, IL 62002-6010
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040004
DateNov 03, 2020
Instrument2020R40004
Lender
NameCARROLLTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlton City
CountyMadison County
County SubdivisionAlton Township
Unified School DistrictAlton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,136.00 (+9.93%)$70,170 (+35.38%) Land $4,760 Building $65,410$210,510 (+35.25%) Land $14,280 Building $196,230
2024$4,672.00 (+16.22%)
2022$4,020.00$51,830 Land $3,520 Building $48,310$155,646 Land $10,571 Building $145,075

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Christian Hill Historic District
listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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