438 Ballast Point Rd, Hampstead, NC 28443 Property Records

Pender County property record for 438 Ballast Point Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2024)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4224-35-1737-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-35-1737-0000`
Alternative APNs	`000058536` `968077`

Exterior

Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	335 ft deep x 110 ft wide

Location & Zoning

Account Number	000058536
Street Address	438 BALLAST POINT RD
City	HAMPSTEAD
State	NC
Zip	28443-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L 10A,PB 36/125,DOUGALD MACMILLAN EST
Legal Subdivision	TRACT 1 DOUGALD MACMILLAN ESTATE
Legal Lot Number	10A
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920104

Owner

438 Ballast Point Rd is owned by two individuals who bought it in May 2024.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3828 SOMERSET DR, DURHAM, NC 27707-5017
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
May 3, 2024	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO
Mar 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	May 3, 2024 · Amount on File
Deed Document Number	202420127992
Deed Book / Page	4835 / 2742
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0047460383
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	438 BALLAST POINT RD, HAMPSTEAD, NC 28443-8692
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 SOMERSET DR, DURHAM, NC 27707-5017

Mortgage

Document Number	0048652733
Date	Jun 18, 2025
Book Page	4865/2733

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27612

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 3, 2024
Property Address	438 BALLAST POINT RD, HAMPSTEAD, NC 28443-8692
Document Number	0048352742
Book / Page	4835 / 2742
Map Reference	MB 36 PG 125
Instrument Date	Apr 25, 2024
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4692 SHADYSIDE LN, MORGANTOWN, WV 26508-4400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 SOMERSET DR, DURHAM, NC 27707-5017

Mortgage

Document Number	0048352744
Date	May 3, 2024
Instrument	4835-2744

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Mar 24, 2021
Property Address	438 BALLAST POINT RD, HAMPSTEAD, NC 28443-8692
Document Number	0047460383
Book / Page	4746 / 383
Map Reference	MB 36 PG 125
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4692 SHADYSIDE LN, MORGANTOWN, WV 26508-4400

Tax Assessment & Valuation

The 2025 property tax bill for 438 Ballast Point Rd was $2,802.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00	$1,103,890 Land $1,069,440 Building $34,450	$1,103,890 Land $1,069,440 Building $34,450
2023		$275,000 (-) Land $275,000	$275,000 (-) Land $275,000
2022	$2,289.00	$275,000 Land $275,000	$275,000 Land $275,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 438 Ballast Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Ballast Point Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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