438 Abbey Cir, Abingdon, MD 21009 Property Records

Harford County property record for 438 Abbey Cir, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,192 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Mar 1989)
Tax Bill	$4,368 (2026)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-168673`

Property Details

APN / Parcel Number

Primary APN	`01-168673`
Alternative APNs	`1168673` `168673`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,192 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	279 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	168673
Street Address	438 ABBEY CIR
City	ABINGDON
State	MD
Zip	21009-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 293 0.25 AC 438 ABBEY CIRCLE BROADVIEW S 3 P 50/93
Legal Subdivision	BROADVIEW
Legal Lot Number	293
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301108

Owner

438 Abbey Cir is owned and occupied by two individuals who bought it in March 1989.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	438 ABBEY CIR, ABINGDON, MD 21009-1566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 1989 · Amount on File
Deed Sale	Mar 9, 1989 · Amount on File
Prior Sale	May 7, 1987 · Amount on File
Deed Book / Page	1534 / 366
Record Updated	Oct 29, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	438 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0131380285
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 ABBEY CIR ABINGDON MD 210091566, ABINGDON, MD 21009-1566

Mortgage

Document Number	0131380285
Date	Jan 29, 2019
Book Page	013138/000285

Lender

Name	HARFORD BK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Term	120 Months
Due	Jan 28, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 438 Abbey Cir was $4,368, up 39% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,368.00 (+39.02%)	$400,800 Land $100,200 Building $300,600	$400,800 Land $100,200 Building $300,600
2025	$3,142.00
2023		$326,700 Land $100,200 Building $226,500	$326,700 Land $100,200 Building $226,500
2022	$3,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Abbey Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 438 Abbey Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Abbey Cir

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