442 Abbey Cir, Abingdon, MD 21009 Property Records

Harford County property record for 442 Abbey Cir, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,840 sqft · built 1986
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2017)
Tax Bill	$4,735 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-168703`

Property Details

APN / Parcel Number

Primary APN	`01-168703`
Alternative APNs	`1168703` `168703`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Total Area
Basement Area	625 sqft
Finished Basement	625 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	392 sqft
Porch	Slab
Porch Area	168 sqft
Deck Area	196 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	168703
Street Address	442 ABBEY CIR
City	ABINGDON
State	MD
Zip	21009-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 295 0.38 AC 442 ABBEY CIRCLE BROADVIEW 222/66
Legal Subdivision	BROADVIEW
Legal Lot Number	295
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301108

Owner

442 Abbey Cir is owned and occupied by two individuals who bought it in November 2017.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	442 ABBEY CIR, ABINGDON, MD 21009-1566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 1, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 24, 2017	Quit Claim Deed, Transfer EXPRESS TITLE, EXPRESS TITLE SOLUTIONS
May 24, 2017	Grant Deed, Transfer · FHA Mortgage UNIVERSAL MTG & FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Prior Sale	Aug 27, 2008
Deed Document Number	201712580-0240
Deed Book / Page	12580 / 240
Prior Transfer Date	Apr 27, 2017
Prior Transfer Doc	0123560248
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	442 ABBEY CIR, ABINGDON, MD 21009-1566
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141610260
Date	Oct 6, 2020
Book Page	14161/260

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 1, 2017
Property Address	442 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0125800240
Book / Page	12580 / 0240
Map Reference	MB HDC50 FO93
Instrument Date	Oct 25, 2017
Instrument	12580-0240
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	442 ABBEY CIR, ABINGDON, MD 21009-1566

Mortgage

Document Number	125800246
Date	Nov 1, 2017
Instrument	12580-0246

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	May 24, 2017
Property Address	442 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0123560248
Book / Page	012356 / 000248
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	EXPRESS TITLE, EXPRESS TITLE SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	442 ABBEY CIR ABINGDON MD 210091566, ABINGDON, MD 21009-1566

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	May 24, 2017
Property Address	442 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0123560254
Book / Page	012356 / 000254
Instrument Date	Apr 7, 2017
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	EXPRESS TITLE, EXPRESS TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1924 ELOISE LN EDGEWOOD MD 210401831, EDGEWOOD, MD 21040-1831

Mortgage

Document Number	123560261
Date	May 24, 2017
Book Page	012356/000261

Lender

Name	UNIVERSAL MTG & FIN
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 442 Abbey Cir was $4,735, up 14.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,735.00 (+14.57%)	$434,500 (+6.78%) Land $100,800 Building $333,700	$434,500 (-) Land $100,800 Building $333,700
2025	$4,133.00	$406,900	$434,500 Land $100,800 Building $333,700
2023		$351,700 Land $100,800 Building $250,900	$351,700 Land $100,800 Building $250,900
2022	$3,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Abbey Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Abbey Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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