434 Abbey Cir, Abingdon, MD 21009 Property Records

Harford County property record for 434 Abbey Cir, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,180 sqft · built 1985
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$505,500 (Feb 2023)
Tax Bill	$5,106 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-168657`

Property Details

APN / Parcel Number

Primary APN	`01-168657`
Alternative APNs	`1168657` `168657`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,180 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	168657
Street Address	434 ABBEY CIR
City	ABINGDON
State	MD
Zip	21009-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 291 0.22 AC 434 ABBEY CIRCLE BROADVIEW S 3 P 50/93
Legal Subdivision	BROADVIEW
Legal Lot Number	291
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2000
Census Tract	301108

Owner

434 Abbey Cir is owned and occupied by an individual who acquired it in June 2025.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	434 ABBEY CIR, ABINGDON, MD 21009-1566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage OMA TITLE, DOMA TITLE
Oct 10, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC
Feb 28, 2023	Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on File
Deed Sale	Feb 28, 2023 · Amount on File
Prior Sale	Dec 18, 1985 · Amount on File
Deed Book / Page	15832 / 412
Last Transfer Date	Jun 6, 2025
Transfer Doc	0168420066
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	May 14, 2026
Property Address	434 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0171230336
Book / Page	17123 / 336
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OMA TITLE, DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 ABBEY CIR, ABINGDON, MD 21009-1566
Investor	Possibly a Property Investor

Mortgage

Document Number	1712000336,
Date	May 14, 2026
Book Page	17123/336

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Oct 10, 2025
Property Address	434 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0168420066
Book / Page	16842 / 66
Map Reference	MB HDC5 FO 93
Instrument Date	Jun 6, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	EL DORADO TITLE SVCS LLC, EL DORADO TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001684275
Date	Oct 10, 2025
Instrument	16842/75

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2055

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 28, 2023
Property Address	434 ABBEY CIR, ABINGDON, MD 21009-1566
Document Number	0158320412
Book / Page	15832 / 412
Map Reference	MB 5 FO 93
Instrument Date	Feb 22, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	GREENSPRING TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,527.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	434 ABBEY CIR, ABINGDON, MD 21009-1566

Mortgage

Document Number	0158320418
Date	Feb 28, 2023
Book Page	15832/418

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 434 Abbey Cir was $5,106 with a homeowner's exemption, up 32.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,106.00 (+32.8%) Homeowner's exemption	$468,500 (+10.55%) Land $100,100 Building $368,400	$468,500 (-) Land $100,100 Building $368,400
2025	$3,845.00 Homeowner's exemption	$423,800	$468,500 Land $100,100 Building $368,400
2023		$334,400 Land $100,100 Building $234,300	$334,400 Land $100,100 Building $234,300
2022	$3,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Abbey Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Abbey Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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