43761 Ratliff Rd, Callahan, FL 32011 Property Records

Nassau County property record for 43761 Ratliff Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,845 sqft · built 1958
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Oct 2017)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-1N-25-0000-0019-0010`

Property Details

APN / Parcel Number

Primary APN	`37-1N-25-0000-0019-0010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,845 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	1,873 sqft
Upper Floors Area	972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	567 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	43761 RATLIFF RD
City	CALLAHAN
State	FL
Zip	32011-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SEC 37 & PT OF LOTS 2 &4 IN OR 2153/1840 EX 19-3 & 19-4 FLA LAND SYNDICATE SUB
Legal Range	25E
Legal Township	01N
Legal Section	37
Legal Subdivision	FLA LAND SYNDICATE SUB
Legal Block	10
Legal Lot Number	19
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1006
Census Tract	50505

Owner

Source: Nassau County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43761 RATLIFF RD, CALLAHAN, FL 32011-7251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage NP INC
Dec 28, 2021	Agreement of Sale, Transfer ATTORNEY ONLY, ATTORNEY
Oct 26, 2017	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Feb 24, 2017	Grant Deed, Transfer SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Feb 24, 2017 · Amount on Record
Deed Document Number	201731275
Deed Book / Page	2153 / 1840
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	0020740091
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	43761 RATLIFF RD, CALLAHAN, FL 32011-7251
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43761 RATLIFF RD, CALLAHAN, FL 32011-7251

Mortgage

Document Number	0024141780
Date	Dec 9, 2020
Book Page	2414/1780
Instrument	202045039895

Lender

Name	NP INC
Type	Non-Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

December 2021: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	NASSAU FL
Recording Date	Dec 28, 2021
Property Address	43761 RATLIFF RD, CALLAHAN, FL 32011-7251
Document Number	0025241907
Book / Page	2524 / 1907
Map Reference	MB 2153 PG 1840
Instrument Date	Dec 15, 2021
Instrument	202145047508
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43761 RATLIFF RD, 43761, CALLAHAN, FL 32011-7251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 DIXIE BLVD, DELRAY BEACH, FL 33444-3849
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 26, 2017
Property Address	43761 RATLIFF RD, CALLAHAN, FL 32011-7251
Document Number	0021531840
Book / Page	002153 / 001840
Instrument Date	Oct 25, 2017
Instrument	31275
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	SUNSHINE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43761 RATLIFF RD CALLAHAN FL 320117251, CALLAHAN, FL 32011-7251

Mortgage

Document Number	21531842
Date	Oct 26, 2017
Book Page	002153/001842
Instrument	31276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 24, 2017
Property Address	43761 RATLIFF RD, CALLAHAN, FL 32011-7251
Document Number	0021030219
Book / Page	002103 / 000219
Instrument Date	Jan 31, 2017
Instrument	5710
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9378 ARLINGTON EXPEY #31J JACKSONVILLE FL 32225, 31J, JACKSONVILLE, FL 32225

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,059.00 (+1.83%) Homeowner's exemption Senior Citizen's exemption	$268,804 (+2.9%)	$378,689 (+6.83%) Land $48,150 Building $330,539
2024	$3,004.00 (-11.93%) Homeowner's exemption Additional exemption filed	$261,228 (+3%)	$354,462 (+0.99%) Land $37,450 Building $317,012
2023	$3,411.00 (+10.42%) Homeowner's exemption	$253,619 (+3%)	$351,002 (+17.52%) Land $37,450 Building $313,552
2022	$3,089.00 Homeowner's exemption	$246,232	$298,677 Land $37,450 Building $261,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

43761 Ratliff Rd, Callahan, FL 32011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Agreement of Sale, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Ratliff Rd

Nearby Streets

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