Nassau County property record for 43739 Ratliff Rd, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,566 sqft · built 1961 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $5,000 (Mar 2026) |
| Tax Bill | $4,681 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Line of Credit Mar 2026 Sale + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 37-1N-25-0000-0020-0010 |
| Primary APN | 37-1N-25-0000-0020-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 506 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 213 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Pole Barn | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43739 RATLIFF RD |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-7251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | PT GIBSON GRANT SEC 37-1N-28E IN OR 2798/1963 |
| Legal Range | 25E |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | GIBSON GRANT |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50505 |
Source: Nassau County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12397 SAN JOSE BLVD, 1426, JACKSONVILLE, FL 32223-2824 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 13, 2026 | Warranty Deed, Transfer · Line of Credit OPS LOANS LLC |
| Mar 11, 2026 | Special Warranty Deed, Transfer SHORE TO SHORE TITLE INC, SHORE TO SHORE TITLE LLC |
| May 2, 2022 | Warranty Deed, Transfer · VA Mortgage WEST TOWN BANK & TRUST |
| Jul 24, 2019 | Warranty Deed, Transfer BAY EQUITY |
| Mar 19, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2026 · Amount on Record |
| Deed Document Number | 20267580 |
| Deed Book / Page | 2853 / 1237 |
| Prior Transfer Date | Jul 3, 2025 |
| Prior Transfer Doc | 0027981963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 13, 2026 |
| Property Address | 43739 RATLIFF RD, CALLAHAN, FL 32011-7251 |
| Document Number | 0028531237 |
| Book / Page | 2853 / 1237 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202645007580 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12247 SAN JOSE BLVD211, JACKSONVILLE, FL 32223 |
| Name | Verified Name |
|---|---|
| Address | 12397 SAN JOSE BLVD APT 1426, 1426, JACKSONVILLE, FL 32223-2824 |
| Document Number | 0028531239 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2853/1239 |
| Name | OPS LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 43739 RATLIFF RD, CALLAHAN, FL 32011-7251 |
| Document Number | 0028521912 |
| Book / Page | 2852 / 1912 |
| Map Reference | MB 177 PG 8 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202645007311 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | SHORE TO SHORE TITLE INC, SHORE TO SHORE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 BEATTIE PL, GREENVILLE, SC 29601-2155 |
| Name | Verified Name |
|---|---|
| Address | 12247 SAN JOSE BLVD # 211, 211, JACKSONVILLE, FL 32223 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 2, 2022 |
| Property Address | 43739 RATLIFF RD, CALLAHAN, FL 32011-7251 |
| Document Number | 0025591518 |
| Book / Page | 2559 / 1518 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 202245015787 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Title Company | BLUE OCN TITLE, BLUE OCEAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15883 LEXINGTON PARK BLVD, 15883, JACKSONVILLE, FL 32218-8149 |
| Name | Verified Name |
|---|---|
| Address | 43739 RATLIFF RD, CALLAHAN, FL 32011-7251 |
| Document Number | 0025591520 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2559/1520 |
| Name | WEST TOWN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 24, 2019 |
| Property Address | 43739 RATLIFF RD, CALLAHAN, FL 32011-7251 |
| Document Number | 0022921775 |
| Book / Page | 002292 / 001775 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 45024001 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | TITLE AMERICA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43739 RATLIFF RD CALLAHAN FL 320117251, CALLAHAN, FL 32011-7251 |
| Document Number | 22921777 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 002292/001777 |
| Instrument | 45024002 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 43739 RATLIFF RD, CALLAHAN, FL 32011-7251 |
| Document Number | 0022620339 |
| Book / Page | 002262 / 000339 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 45008484 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12006 MICHAELSON CT JACKSONVILLE FL 322230770, JACKSONVILLE, FL 32223-0770 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,681.00 (+29.99%) | $304,951 (+12.82%) Land $45,000 Building $259,951 | $304,951 (+7.8%) Land $45,000 Building $259,951 |
| 2024 | $3,601.00 (+1.38%) Homeowner's exemption | $270,306 (+3%) | $282,899 (+7.8%) Land $35,000 Building $247,899 |
| 2023 | $3,552.00 (+62.04%) Homeowner's exemption | $262,433 (+40.64%) Land $35,000 Building $227,433 | $262,433 (+26.64%) Land $35,000 Building $227,433 |
| 2022 | $2,192.00 Homeowner's exemption | $186,597 | $207,221 Land $35,000 Building $172,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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