4375 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4375 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1957
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2018)
Tax Bill	$930 (2024)
Deeds & Mortgages	Dec 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`17-5N-29-0000-00203-0000`

Property Details

APN / Parcel Number

Primary APN	`17-5N-29-0000-00203-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Heated Area
Gross Area	3,044 sqft
1st Floor Area	1,760 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Mixed
Garage Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Patio Area	120 sqft
Granary	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	175N290000002030000
Street Address	4375 HIGHWAY 4
City	JAY
State	FL
Zip	32565-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM NE COR SEC TH S0123 50 E 50 FT TO S R/W OF S.R. 4 TH S8 919'03W 160.95 FT TO POB TH S0040'57E 259.29 FT TH S891 9'03W
Legal Range	29W
Legal Township	05N
Legal Section	17
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2006
Census Tract	10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4375 HIGHWAY 4, JAY, FL 32565-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	0037921847
Deed Book / Page	3792 / 1847
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 26, 2018
Property Address	4375 HIGHWAY 4, JAY, FL 32565-3030
Document Number	0037921847
Book / Page	003792 / 001847
Instrument Date	Dec 26, 2018
Instrument	54423
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4375 HIGHWAY 4 JAY FL 325653030, JAY, FL 32565-3030

Mortgage

Document Number	37921849
Date	Dec 26, 2018
Book Page	003792/001849
Instrument	54424

Lender

Name	RENNIE F & CYNTHIA JENKINS
Address	4350 DARNEY RD, JAY, FL 32565-1400
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 25, 2019

Interest

Rate Type	Fixed Rate
Rate	3.31%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$930.00 (+2.65%) Homeowner's exemption	$105,452 (+3%)	$147,238 (+2.08%) Land $12,500 Building $134,738
2023	$906.00 (+2.84%) Homeowner's exemption	$102,381 (+3%)	$144,233 (+5.67%) Land $11,250 Building $132,983
2022	$881.00 Homeowner's exemption	$99,399	$136,495 Land $7,500 Building $128,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dragonfly Internet.

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