1. Home
  2. Florida
  3. Santa Rosa County
  4. Jay
  5. Hwy 4

4400 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4400 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,635 sqft · built 1967
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$431 (2024)
Deeds & MortgagesNov 2020 Transfer
Jul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-5N-29-0000-00700-0000

Property Details

APN / Parcel Number

Primary APN12-5N-29-0000-00700-0000
Alternative APN
  • N295120000007000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,635 sqft Living Area
Gross Area2,577 sqft
1st Floor Area1,635 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Lot Dimensions210 ft deep x 414 ft wide
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
Parking Spaces1 Parking Space
RV ParkingRV Parking
PorchFlorida Room
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4400 HIGHWAY 4
CityJAY
StateFL
Zip32565-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionENHNCD LIFE EST RESV IN: W 138 YDS OF N 210 FT OF S 260 FT OF LOT 5 AS DES IN OR 1009 PG 142 & E-L/E IN OR 4030 PG 2071
Legal Range29W
Legal Township5N
Legal Section12
Legal Lot Number5
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group1
Census Block1029
Census Tract10200

Owner

4400 Hwy 4 is owned and occupied by an individual who acquired it in November 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address4400 HIGHWAY 4, JAY, FL 32565-3031
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 12, 2019Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 17, 2020
Transfer Doc0040302071
Record UpdatedJun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 17, 2020
Property Address4400 HIGHWAY 4, JAY, FL 32565-3031
Document Number0040302071
Book / Page004030 / 002071
Instrument DateNov 17, 2020
Instrument61673
Transaction TypeTransfer
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4400 HIGHWAY 4 JAY FL 325653031, JAY, FL 32565-3031

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address4400 HIGHWAY 4, JAY, FL 32565-3031
Document Number0038650311
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6874 LEISURE ST NAVARRE FL 325668692, NAVARRE, FL 32566-8692

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$92,100 (+2.9%)$180,840 (+1.96%) Land $20,000 Building $160,840
2024$431.00 (+2.62%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$89,504 (+3%)$177,366 (+2.38%) Land $20,000 Building $157,366
2023$420.00 (-4.11%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$86,897 (+3%)$173,247 (+9.16%) Land $18,000 Building $155,247
2022$438.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$84,366$158,710 Land $12,000 Building $146,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4400 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 Hwy 4 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY, TOWN OF - UTILITIES DEPT.
serves 1,834 people · EPA ID FL1570384
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Dragonfly Internet.

Nearby Properties on Hwy 4

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures