Santa Rosa County property record for 4285 Hwy 4, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,047 sqft · built 1962 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,800 (Oct 2021) |
| Tax Bill | $1,533 (2024) |
| Deeds & Mortgages | Oct 2021 Sale Apr 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5N-29-0000-01500-0000 |
| Primary APN | 17-5N-29-0000-01500-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,047 sqft Living Area |
| Gross Area | 3,533 sqft |
| 1st Floor Area | 3,047 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4285 HIGHWAY 4 |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2022* COM AT NE SEC CORN OF SECTION 17 TOWNSHIP 5 NORTH RANGE 29 WEST THN N90*0000W ON N SEC LN 1321.03 FT TO NE CORN OF E2 OF GOVT LOT 2 THN S00*5148E ON E LN 58.50 FT THN N89*5220W 23.52 FT TO W R/W OF DARNEY RD AT S R/W OF |
| Legal Range | 29W |
| Legal Township | 5N |
| Legal Section | 17 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Warranty Deed, Transfer |
| Apr 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FCU |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SANTA ROSA COUNTY FCU |
| Jan 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 31, 2017 | Warranty Deed, Transfer |
| May 11, 2017 | Grant Deed, Transfer DEPENDABLE TITLE SERVICES/FL INC, DEPENDABLE TITLE SVCS/FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on Record |
| Deed Sale | Oct 25, 2021 · Amount on Record |
| Prior Sale | May 31, 2017 · Amount on Record |
| Deed Document Number | 202171260 |
| Deed Book / Page | 4198 / 392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Document Number | 0041980392 |
| Book / Page | 4198 / 392 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 202171260 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $348.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 7285 HIGHWAY 4, JAY, FL 32565-2209 |
| Name | Verified Name |
|---|---|
| Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE OF NORTHWEST FL |
| Name | Verified Name |
|---|
| Document Number | 0038230761 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 3823/0761 |
| Instrument | 201916827 |
| Name | SANTA ROSA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | MILTON, FL 32572 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 22, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0037900647 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 3790/0647 |
| Instrument | 201852967 |
| Name | SANTA ROSA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | MILTON, FL 32572 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 9, 2020 |
| Property Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Document Number | 0039071416 |
| Book / Page | 003907 / 001416 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 1207 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4299 DARNEY RD JAY FL 325651449, JAY, FL 32565-1449 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 31, 2017 |
| Property Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Document Number | 0036282023 |
| Book / Page | 003628 / 002023 |
| Instrument Date | May 26, 2017 |
| Instrument | 21791 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $384.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4285 HIGHWAY 4 JAY FL 325651319, JAY, FL 32565-1319 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 11, 2017 |
| Property Address | 4285 HIGHWAY 4, JAY, FL 32565-1319 |
| Document Number | 0036230774 |
| Book / Page | 003623 / 000774 |
| Instrument Date | May 11, 2017 |
| Instrument | 18727 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Title Company | DEPENDABLE TITLE SERVICES/FL INC, DEPENDABLE TITLE SVCS/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $384.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 WILMA EDWARDS RD PEMBROKE GA 313215814, PEMBROKE, GA 31321-5814 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,018 (+2.9%) | $224,185 (+2.73%) Land $20,000 Building $204,185 | |
| 2024 | $1,533.00 (+2.13%) Homeowner's exemption | $158,424 (+3%) | $218,238 (+2.19%) Land $20,000 Building $198,238 |
| 2023 | $1,501.00 (+2.53%) Homeowner's exemption | $153,810 (+3%) | $213,567 (+3.12%) Land $18,000 Building $195,567 |
| 2022 | $1,464.00 Homeowner's exemption | $149,330 | $207,102 Land $12,000 Building $195,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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