4374 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4374 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,307 sqft · built 1997
Lot Size0.03 acres (1,298 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Oct 2021)
Tax Bill$2,338 (2026)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone X (minimal risk)
APN82-46638-0302

Property Details

APN / Parcel Number

Primary APN82-46638-0302

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,307 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area1,298 sqft (0.03 acres)
Lot Width1 ft Width
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address4374 CLEARWATER RD
CitySAINT CLOUD
StateMN
Zip56301-9652
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD14
Legal DescriptionUNIT #2 EDGEWATER TOWNHOMES CDO CIC 37 SECTION 01 TOWNSHIP 123 RANGE 028 EDGEWATER TOWNHOMES CDO CIC 37 SECTION 01 TOWNSHIP
Legal Range28W
Legal Township123
Legal Section01
Legal SubdivisionEDGEWATER TOWNHOMES CDO CIC 37
Legal Unit2
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2002
Census Tract11400

Owner

4374 Clearwater Rd, a townhouse, is owned and occupied by an individual who acquired it in July 2024.

Source: Stearns County records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address4374 CLEARWATER RD, SAINT CLOUD, MN 56301-9652
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2021 · Amount on File
Deed SaleOct 20, 2021 · Amount on File
Prior SaleJul 7, 2014 · Amount on File
Deed Document Number20211617221
Last Transfer DateJul 24, 2024
Transfer Doc00A1682466
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 20, 2021
Property Address4374 CLEARWATER RD, SAINT CLOUD, MN 56301-9652
Document Number00A1617221
Instrument DateSep 10, 2021
InstrumentA1617221
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4374 CLEARWATER RD, SAINT CLOUD, MN 56301-9652

Tax Assessment & Valuation

The 2026 property tax bill for 4374 Clearwater Rd was $2,338, up 10.8% from the year before.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,338.00 (+10.81%)$184,700 (-) Land $30,000 Building $154,700$184,700 (-) Land $30,000 Building $154,700
2025$2,110.00 Homeowner's exemption$184,700 Land $30,000 Building $154,700$184,700 Land $30,000 Building $154,700
2023$2,074.00$184,700 Land $30,000 Building $154,700$184,700 Land $30,000 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4374 Clearwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4374 Clearwater Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Augusta
serves 1,600 people · EPA ID MN1730063
Water SourcePurchased surface water from Saint Cloud
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Arvig.

Nearby Properties on Clearwater Rd

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