4368 Clearwater Rd, Saint Cloud, MN 56301 Property Records

Stearns County property record for 4368 Clearwater Rd, Saint Cloud, MN 56301

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,303 sqft · built 1999
Lot Size	0.03 acres (1,294 sqft)
Owner	Individual Name on Record
Tax Bill	$2,104 (2026)
Deeds & Mortgages	Apr 2021 Transfer Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46638-0306`

Property Details

APN / Parcel Number

Primary APN	`82-46638-0306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,303 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,294 sqft (0.03 acres)
Lot Width	110 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4368 CLEARWATER RD
City	SAINT CLOUD
State	MN
Zip	56301-9652
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD14
Legal Description	UNIT #4 EDGEWATER TOWNHOME CIC37 1ST. SECTION 01 TOWNSHIP 123 RANGE 028 EDGEWATER TOWNHOME CIC37 1ST. SECTION 01 TOWNSHIP 123
Legal Range	28W
Legal Township	123
Legal Section	01
Legal Subdivision	EDGEWATER TOWNHOME CIC37 1ST
Legal Unit	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2002
Census Tract	11400

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4368 CLEARWATER RD, SAINT CLOUD, MN 56301-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Quit Claim Deed, Transfer MISC COMPANY
Aug 16, 2017	Intrafamily Transfer, Transfer
Jun 12, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 27, 2024
Transfer Doc	00A1683951
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 28, 2021
Property Address	4368 CLEARWATER RD, SAINT CLOUD, MN 56301-9652
Document Number	00A1601203
Instrument Date	Apr 19, 2021
Instrument	A1601203
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4368 CLEARWATER RD, SAINT CLOUD, MN 56301-9652

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STEARNS MN
Recording Date	Aug 16, 2017
Property Address	4368 CLEARWATER RD, SAINT CLOUD, MN 56301-9652
Document Number	00A1502595
Instrument Date	Jul 31, 2017
Instrument	A1502595
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4368 CLEARWATER RD, SAINT CLOUD, MN 56301-9652

June 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 12, 2017
Property Address	4368 CLEARWATER RD, SAINT CLOUD, MN 56301-9652
Document Number	00A1497558
Instrument Date	Jun 5, 2017
Instrument	A1497558
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 1ST ST N, SAINT CLOUD, MN 56303-4000

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,104.00 (+10.85%)	$170,100 (-) Land $30,000 Building $140,100	$170,100 (-) Land $30,000 Building $140,100
2025		$170,100 (-) Land $30,000 Building $140,100	$170,100 (-) Land $30,000 Building $140,100
2024	$1,898.00 (+1.06%)
2023	$1,878.00	$170,100 Land $30,000 Building $140,100	$170,100 Land $30,000 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Augusta serves 1,600 people · EPA ID MN1730063
Water Source	Purchased surface water from Saint Cloud
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig.

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