Stearns County property record for 4372 Clearwater Rd, Saint Cloud, MN 56301
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,303 sqft · built 1999 |
| Lot Size | 0.029 acres (1,281 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,104 (2026) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-46638-0310 |
| Primary APN | 82-46638-0310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 1,281 sqft (0.029 acres) |
| Lot Width | 122 ft Width |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4372 CLEARWATER RD |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9652 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD14 |
| Legal Description | LOT UNIT 6 EDGEWATER TOWNHOME CIC37 1ST. SECTION 01 TOWNSHIP 123 RANGE 028 SECTION 01 TOWNSHIP 123 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 123 |
| Legal Section | 01 |
| Legal Subdivision | EDGEWATER TOWNHOME CIC37 1ST |
| Legal Unit | 6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11400 |
4372 Clearwater Rd, a townhouse, is owned and occupied by an individual.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4372 CLEARWATER RD, SAINT CLOUD, MN 56301-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 18, 2023 |
| Property Address | 4372 CLEARWATER RD, SAINT CLOUD, MN 56301-9652 |
| Document Number | 00A1647677 |
| Instrument Date | Jan 17, 2023 |
| Instrument | A1647677 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 4372 Clearwater Rd was $2,104.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,104.00 | $170,100 (-) Land $30,000 Building $140,100 | $170,100 (-) Land $30,000 Building $140,100 |
| 2025 | $170,100 Land $30,000 Building $140,100 | $170,100 Land $30,000 Building $140,100 | |
| 2024 | $1,898.00 (+1.06%) | ||
| 2023 | $1,878.00 | $170,100 Land $30,000 Building $140,100 | $170,100 Land $30,000 Building $140,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4372 Clearwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4372 Clearwater Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Augusta serves 1,600 people · EPA ID MN1730063 |
|---|---|
| Water Source | Purchased surface water from Saint Cloud |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig.
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