Caldwell County property record for 4372 Lower Cedar Valley Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,982 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $10,000 (Nov 2003) |
| Tax Bill | $2,370 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 51 1 7A |
| Primary APN | 08 51 1 7A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,982 sqft Heated Area |
| Gross Area | 4,832 sqft |
| 1st Floor Area | 1,382 sqft |
| Upper Floors Area | 600 sqft |
| Attic | Attic |
| Attic Area | 312 sqft |
| Basement Area | 1,382 sqft |
| Unfinished Basement | 1,382 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 121657 |
|---|---|
| Street Address | 4372 LOWER CEDAR VALLEY RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1478 PG 1456 YR 03 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31202 |
4372 Lower Cedar Valley Rd is owned and occupied by two individuals who bought it in November 2003.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4372 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN |
| Feb 3, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2003 · Amount on File |
| Deed Sale | Nov 10, 2003 · Amount on File |
| Deed Book / Page | 1478 / 1456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4372 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4372 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Document Number | 0021531323 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 2153/1323 |
| Instrument | 10114359 |
| Name | TRUIST BANK A NORTH CAROLIN |
|---|---|
| Address | PO BOX 1290, WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 3, 2020 |
| Property Address | 4372 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Document Number | 0010040920 |
| Book / Page | 001980 / 002181 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 10040920 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $52.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4372 LOWER CEDAR VALLEY RD HUDSON NC 286389239, HUDSON, NC 28638-9239 |
The 2026 property tax bill for 4372 Lower Cedar Valley Rd was $2,370, down 4.9% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,370.00 (-4.9%) | $386,700 (-) Land $18,700 Building $368,000 | |
| 2025 | $2,492.00 | $386,700 Land $18,700 Building $368,000 | $386,700 Land $18,700 Building $368,000 |
| 2023 | $238,100 (-) Land $16,500 Building $221,600 | $238,100 (-) Land $16,500 Building $221,600 | |
| 2022 | $1,819.00 | $238,100 Land $16,500 Building $221,600 | $238,100 Land $16,500 Building $221,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4372 Lower Cedar Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4372 Lower Cedar Valley Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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