4354 Lower Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 4354 Lower Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1941
Lot Size	7.01 acres (305,356 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jul 2026)
Tax Bill	$1,255 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 51 1 7`

Property Details

APN / Parcel Number

Primary APN	`08 51 1 7`
Alternative APN	`151424`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Heated Area
Gross Area	2,937 sqft
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	305,356 sqft (7.01 acres)
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	377 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	151424
Street Address	4354 LOWER CEDAR VALLEY RD
City	HUDSON
State	NC
Zip	28638-9239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1796 PG 2259 YR 2012 ST 190.00
Legal Subdivision	HOMEPLACE TRACT
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2016
Census Tract	31202

Owner

4354 Lower Cedar Valley Rd is owned by an individual who bought it in July 2026.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Document Number	202610120659
Deed Book / Page	2169 / 1360
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	0017221386
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 6, 2026
Property Address	4354 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239
Document Number	0010120659
Book / Page	2169 / 1360
Instrument Date	Jun 24, 2026
Instrument	202610120659
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 RIVER DR, GRANITE FALLS, NC 28630-9343

Mortgage

Document Number	0010120659,
Date	Jul 6, 2026
Book Page	2169/1362
Instrument	202610120659

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4354 Lower Cedar Valley Rd was $1,255, down 4.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,255.00 (-4.78%)	$204,900 (-) Land $78,700 Building $126,200
2025	$1,318.00 (+55.24%)	$204,900 Land $78,700 Building $126,200	$204,900 Land $78,700 Building $126,200
2024	$849.00
2023		$104,200 (-) Land $70,700 Building $33,500	$104,200 (-) Land $70,700 Building $33,500
2022	$792.00	$104,200 Land $70,700 Building $33,500	$104,200 Land $70,700 Building $33,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4354 Lower Cedar Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4354 Lower Cedar Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047
Water Source	Purchased surface water from several systems
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20