Caldwell County property record for 4355 Lower Cedar Valley Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,566 sqft · built 1986 |
| Lot Size | 6.4 acres (278,784 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Jul 2022) |
| Tax Bill | $2,746 (2026) |
| Deeds & Mortgages | Jul 2022 Sale Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 51 1 49 |
| Primary APN | 08 51 1 49 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,566 sqft Heated Area |
| Gross Area | 5,234 sqft |
| 1st Floor Area | 1,566 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 1,299 sqft |
| Unfinished Basement | 267 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 278,784 sqft (6.4 acres) |
| Garage Type | Mixed |
| Garage Area | 1,538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 328 sqft |
| Deck Area | 168 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 175245 |
|---|---|
| Street Address | 4355 LOWER CEDAR VALLEY RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2061 PG 1502 YR 22 ST 960.00 |
| Legal Subdivision | CONNIE B MCRARY PROP & DEB |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31403 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4355 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Warranty Deed, Transfer |
| Oct 5, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Dec 1, 1998 |
| Deed Document Number | 202210074567 |
| Deed Book / Page | 2061 / 1502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 15, 2022 |
| Property Address | 4355 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Document Number | 0020611502 |
| Book / Page | 2061 / 1502 |
| Map Reference | MB 30 PG 101 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 10074567 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4355 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4355 LOWER CEDAR VALLEY RD, HUDSON, NC 28638-9239 |
| Document Number | 0010026833 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4355 LOWER CEDAR VALLEY RD HUDSON NC 286389239, HUDSON, NC 28638-9239 |
| Document Number | 0010026833 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 001950/001642 |
| Instrument | 10026833 |
| Name | STATE EMPS CU |
|---|---|
| Address | MOORESVILLE, NC 28117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,746.00 (-21.21%) | $452,600 (-) Land $74,900 Building $377,700 | |
| 2025 | $3,485.00 (+116.86%) | $452,600 (+110.9%) Land $74,900 Building $377,700 | $452,600 (+110.9%) Land $74,900 Building $377,700 |
| 2023 | $214,600 (-) Land $67,300 Building $147,300 | $214,600 (-) Land $67,300 Building $147,300 | |
| 2022 | $1,607.00 | $214,600 Land $67,300 Building $147,300 | $214,600 Land $67,300 Building $147,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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