DeSoto County property record for 4370 Spring Valley Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6,097 sqft · built 1998 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Aug 2021) |
| Tax Bill | $3,552 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-3-07-04-0-00005-00 |
| Primary APN | 2-06-3-07-04-0-00005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,097 sqft Adjusted Area |
| 1st Floor Area | 3,878 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 576 sqft |
| Patio Area | 381 sqft |
| Utility Building | 900 sqft |
| Street Address | 4370 SPRING VALLEY DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | SPRING VALLEY NORTH S-D LOT 5 |
| Legal Range | 006 |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | SPRING VALLEY NORTH S-D |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 70721 |
Source: DeSoto County records · APN 2-06-3-07-04-0-00005-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4370 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF MERIDIAN |
| Aug 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Feb 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Deed Book / Page | 968 / 430 |
| Prior Transfer Date | Feb 03, 2021 |
| Prior Transfer Doc | 000948/572 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4370 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4370 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Document Number | 005483/251 |
|---|---|
| Date | Mar 09, 2022 |
| Book Page | 5483/251 |
| Name | THE CITIZENS NATIONAL BANK OF MERIDIAN |
|---|---|
| Type | Bank |
| Address | OLIVE BRANCH, MS 38654 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 18, 2021 |
| Property Address | 4370 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Document Number | 000968/430 |
| Book / Page | 968 / 430 |
| Map Reference | MB 59 PG 16 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7038 HARRIER DR E, 7038, OLIVE BRANCH, MS 38654-2334 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4370 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Document Number | 0005322329 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 5322/329 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 22, 2021 |
| Property Address | 4370 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Document Number | 000948/572 |
| Book / Page | 948 / 572 |
| Map Reference | MB 59 PG 16 |
| Instrument Date | Feb 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7038 HARRIER DR E, OLIVE BRANCH, MS 38654-2334 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,552.00 (-15.15%) | $38,177 (-) Land $3,500 Building $34,677 | $381,770 (-) Land $35,000 Building $346,770 |
| 2023 | $4,186.00 | $38,177 | $381,770 Land $35,000 Building $346,770 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 |
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Northcentral Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: Telapex.
Based on FCC filings for 58 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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