4290 Spring Valley Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4290 Spring Valley Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 4,895 sqft · built 2002
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Apr 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-3-07-04-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-3-07-04-0-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,895 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	65,776 sqft (1.51 acres)
Pool Area	512 sqft
Patio Area	207 sqft

Location & Zoning

Street Address	4290 SPRING VALLEY DR
City	OLIVE BRANCH
State	MS
Zip	38654-7259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	SPRING VALLEY NORTH S-D LOT 2
Legal Range	06
Legal Township	02
Legal Section	07
Legal Subdivision	SPRING VALLEY NORTH S-D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	70721

Owner

4290 Spring Valley Dr is owned and occupied by an individual who acquired it in July 2025.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 25, 2017	Deed of Trust, Mortgage FIRST SECURITY BANK
Dec 2, 2020	Deed of Trust, Mortgage FIRST SECURITY BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS & MERCHANTS BANK
Dec 23, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 25, 2017	Warranty Deed, Transfer PERFECT TITLE, PERFECT TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	Aug 5, 2022
Deed Document Number	0102512799
Deed Book / Page	1025 / 12799
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004308/246
Date	Feb 27, 2017
Book Page	4308/246

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004339/626
Date	Apr 25, 2017
Book Page	4339/626

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 24, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259

Mortgage

Document Number	005102/165
Date	Dec 2, 2020
Book Page	5102/165

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Amount	Amount on Record
Term	11 Months
Due	Nov 23, 2021

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004956/163
Date	Jun 1, 2020
Book Page	4956/163

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 5, 2022
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Document Number	001007/220
Book / Page	1007 / 220
Map Reference	MB 59 PG 16
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4290 SPRING VALLEY DR, 4290, OLIVE BRANCH, MS 38654-7259

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259

Mortgage

Document Number	0000558154
Date	Aug 5, 2022
Instrument	5581/54

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 29, 2021
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Document Number	000952/542
Book / Page	952 / 542
Map Reference	MB 59 PG 16
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4856 WINDSONG CV, 4856, OLIVE BRANCH, MS 38654-6996

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259

Mortgage

Document Number	0005198683
Date	Mar 29, 2021
Instrument	5198/683

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 23, 2020
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Document Number	0000943/56
Book / Page	943 / 56
Map Reference	MB 59 PG 16
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4290 SPRING VALLEY DR, 4290, OLIVE BRANCH, MS 38654-7259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 25, 2017
Property Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259
Document Number	000821/196
Book / Page	0821 / 196
Map Reference	PL 59 PG 16
Instrument Date	Apr 24, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4290 SPRING VALLEY DR, 4290, OLIVE BRANCH, MS 38654-7259

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7259

Tax Assessment & Valuation

The 2025 property tax bill for 4290 Spring Valley Dr was $5,430.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,430.00	$46,902 Land $3,500 Building $43,402	$469,022 Land $35,000 Building $434,022
2023	$4,495.00	$32,942	$329,417 Land $35,000 Building $294,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4290 Spring Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4290 Spring Valley Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Valley Dr

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