DeSoto County property record for 4340 Spring Valley Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,868 sqft · built 1999 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,067 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-06-3-07-04-0-00004-00 |
| Primary APN | 2-06-3-07-04-0-00004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,868 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Patio Area | 261 sqft |
| Street Address | 4340 SPRING VALLEY DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | SPRING VALLEY NORTH S-D LOT 4 |
| Legal Range | 06 |
| Legal Township | 02 |
| Legal Section | 07 |
| Legal Subdivision | SPRING VALLEY NORTH S-D |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 70721 |
4340 Spring Valley Dr is owned and occupied by an individual who acquired it in July 2008.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4340 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2017 | Deed of Trust, Mortgage FIRST SECURITY BANK |
| Feb 10, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2008 |
| Deed Sale | Jul 21, 2008 |
| Deed Document Number | 0000589495 |
| Deed Book / Page | 589 / 495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4340 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004317/345 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 4317/345 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 14, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4340 SPRING VALLEY DR, OLIVE BRANCH, MS 38654-7208 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004882/556 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 4882/556 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 8, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4340 Spring Valley Dr was $3,067.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,067.00 | $29,083 Land $3,500 Building $25,583 | $290,832 Land $35,000 Building $255,832 |
| 2023 | $2,613.00 | $21,344 | $213,438 Land $35,000 Building $178,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4340 Spring Valley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4340 Spring Valley Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
May also be available: C Spire Wireless.
5G (outdoors only) and 4G LTE
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