437 Walnut Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 437 Walnut Dr, Saint Johns, FL 32259 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,699 sqft · built 2012
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2015)
Tax Bill	$1,960 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023432-0090`

Property Details

APN / Parcel Number

Primary APN	`023432-0090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,699 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	638 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 WALNUT DR
City	SAINT JOHNS
State	FL
Zip	32259-7010
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	66/78-83 CROSSINGS AT CYPRESS TRACE LOT 9 OR4095/997
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2009
Census Tract	20904

Owner

Source: St. Johns County records · APN 023432-0090

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	437 WALNUT DR, SAINT JOHNS, FL 32259-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 07, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Aug 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2015 · Amount on Record
Deed Sale	Oct 07, 2015 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	201563633
Deed Book / Page	4095 / 997
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0039060680
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	437 WALNUT DR, SAINT JOHNS, FL 32259-7010
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43Y WALNUT GLEN CT, SAINT JOHNS, FL 32259-7431

Mortgage

Document Number	0054801892
Date	Jan 31, 2022
Book Page	5480/1892
Instrument	2022010640

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 01, 2051

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	437 WALNUT DR, SAINT JOHNS, FL 32259-7010
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 WALNUT DR, SAINT JOHNS, FL 32259-7010

Mortgage

Document Number	0058671884
Date	Dec 07, 2023
Book Page	5867/1884
Instrument	2023095310

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2043

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	437 WALNUT DR, SAINT JOHNS, FL 32259-7010
Transaction Type	Mortgage
Record Updated	Aug 02, 2022
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050060517
Date	Aug 04, 2020
Book Page	5006/517
Instrument	2020063473

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	437 WALNUT DR, SAINT JOHNS, FL 32259-7010
Document Number	0047411104
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 02, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 WALNUT DR ST JOHNS FL 322597010, ST JOHNS, FL 32259-7010

Mortgage

Document Number	0047411104
Date	Jun 14, 2019
Book Page	004741/001104
Instrument	42111

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,805 (+2.7%)	$246,929 (-8.39%) Land $60,000 Building $186,929
2025	$1,960.00 (+15.16%) Homeowner's exemption	$159,499 (+2.9%)	$269,550 (-1.92%) Land $55,000 Building $214,550
2024	$1,702.00 (+2.28%) Homeowner's exemption	$155,004 (+3%)	$274,840 (-0.84%) Land $65,000 Building $209,840
2023	$1,664.00 (+3.81%) Homeowner's exemption	$150,489 (+3%)	$277,172 (+12.84%) Land $65,000 Building $212,172
2022	$1,603.00 Homeowner's exemption	$146,106	$245,624 Land $56,000 Building $189,624

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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