St. Johns County property record for 439 Walnut Dr, Saint Johns, FL 32259
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,789 sqft · built 2012 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Dec 2019) |
| Tax Bill | $2,538 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023432-0100 |
| Primary APN | 023432-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Living Area |
| Gross Area | 2,363 sqft |
| 1st Floor Area | 680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,484 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 439 WALNUT DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-7010 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | 66/78-83 CROSSINGS AT CYPRESS TRACE LOT 10 OR4840/1719 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 03 |
| Legal Subdivision | CROSSINGS AT CYPRESS TRACE |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023432-0100
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 SALAZAR ST, SAINT AUGUSTINE, FL 32095-6664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2019 · Amount on Record |
| Deed Sale | Dec 02, 2019 · Amount on Record |
| Prior Sale | May 03, 2012 · Amount on Record |
| Deed Document Number | 201989751 |
| Deed Book / Page | 4840 / 1719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 439 WALNUT DR, SAINT JOHNS, FL 32259-7010 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 439 WALNUT DR, SAINT JOHNS, FL 32259-7010 |
| Document Number | 0060521927 |
|---|---|
| Date | Nov 15, 2024 |
| Book Page | 6052/1927 |
| Instrument | 2024089493 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 21180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 02, 2019 |
| Property Address | 439 WALNUT DR, SAINT JOHNS, FL 32259-7010 |
| Document Number | 0048401719 |
| Book / Page | 4840 / 1719 |
| Map Reference | MB 66 PG 78-83 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019089751 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 439 WALNUT DR, 439, SAINT JOHNS, FL 32259-7010 |
| Name | Verified Name |
|---|---|
| Address | 7801 POINT MEADOWS DR UNIT 7304, 7304, JACKSONVILLE, FL 32256-9169 |
| Document Number | 0048401721 |
|---|---|
| Date | Dec 02, 2019 |
| Instrument | 4840/1721 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,503 (+26.23%) Land $60,000 Building $195,503 | $255,503 (-8.75%) Land $60,000 Building $195,503 | |
| 2025 | $2,538.00 (+14.07%) Homeowner's exemption | $202,408 (+2.9%) | $280,017 (-1.86%) Land $55,000 Building $225,017 |
| 2024 | $2,225.00 (+2.16%) Homeowner's exemption | $196,704 (+3%) | $285,324 (-0.85%) Land $65,000 Building $220,324 |
| 2023 | $2,178.00 (+3.42%) Homeowner's exemption | $190,975 (+3%) | $287,772 (+13.2%) Land $65,000 Building $222,772 |
| 2022 | $2,106.00 Homeowner's exemption | $185,413 | $254,223 Land $56,000 Building $198,223 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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