432 Walnut Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 432 Walnut Dr, Saint Johns, FL 32259

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,296 sqft · built 2012
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Aug 2020)
Tax Bill	$2,135 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023433-0080`

Property Details

APN / Parcel Number

Primary APN	`023433-0080`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 WALNUT DR
City	SAINT JOHNS
State	FL
Zip	32259-7009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	67/56-59 CROSSINGS AT CYPRESS TRACE UNIT TWO LOT 8 OR5018/518
Legal Range	28E
Legal Township	05S
Legal Section	03
Legal Subdivision	CROSSINGS AT CYPRESS TRACE UNIT TWO
Legal Block	1
Legal Lot Number	8
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2009
Census Tract	20904

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 WALNUT DR, SAINT JOHNS, FL 32259-7009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 30, 2018	Warranty Deed, Transfer RIVER CITY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202068621
Deed Book / Page	5018 / 518
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	432 WALNUT DR, SAINT JOHNS, FL 32259-7009
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WALNUT DR, SAINT JOHNS, FL 32259-7009

Mortgage

Document Number	0057791963
Date	Jun 23, 2023
Book Page	5779/1963
Instrument	2023048771

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 17, 2020
Property Address	432 WALNUT DR, SAINT JOHNS, FL 32259-7009
Document Number	0050180518
Book / Page	5018 / 518
Map Reference	MB 67 PG 56-59
Instrument Date	Aug 7, 2020
Instrument	2020068621
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	RIVER CITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 MARKETSIDE AVE # 505505, 101, PONTE VEDRA, FL 32081-1541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 WALNUT DR, SAINT JOHNS, FL 32259-7009

Mortgage

Document Number	5018520
Date	Aug 17, 2020
Instrument	5018/520

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 30, 2018
Property Address	432 WALNUT DR, SAINT JOHNS, FL 32259-7009
Document Number	0045880461
Book / Page	004588 / 000461
Instrument Date	Jul 24, 2018
Instrument	54559
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	RIVER CITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	432 WALNUT DR ST JOHNS FL 322597009, ST JOHNS, FL 32259-7009

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,150 (+2.7%)	$206,770 (-7.26%) Land $60,000 Building $146,770
2025	$2,135.00 (+14.72%) Homeowner's exemption	$172,493 (+2.9%)	$222,963 (-2.81%) Land $55,000 Building $167,963
2024	$1,861.00 (+2.25%) Homeowner's exemption	$167,632 (+3%)	$229,401 (-0.79%) Land $65,000 Building $164,401
2023	$1,820.00 (+3.7%) Homeowner's exemption	$162,750 (+3%)	$231,228 (+13.26%) Land $65,000 Building $166,228
2022	$1,755.00 Homeowner's exemption	$158,010	$204,163 Land $56,000 Building $148,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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