437 Snipes Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 437 Snipes Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,862 sqft · built 1975
Lot Size2.65 acres (115,434 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Apr 2009)
Tax Bill$5,080 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN510750A000

Property Details

APN / Parcel Number

Primary APN510750A000
Alternative APN
  • 3-0037-4286-00-0046.0000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,862 sqft Living Area
Gross Area4,675 sqft
1st Floor Area1,557 sqft
Basement Area1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area115,434 sqft (2.65 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area345 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number510750A000
Street Address437 SNIPES DR
CitySAINT CHARLES
StateMO
Zip63303-6457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionWOODCLIFF EST #6 LOT 46
Legal SubdivisionWOODCLIFF EST #6
Legal Lot Number46
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group4
Census Block4003
Census Tract311148

Owner

437 Snipes Dr is owned and occupied by two individuals who acquired it in December 2014.

Source: St. Charles County records, as of August 13, 2025

Owner of Record2 Individual Names on File
Mailing Address437 SNIPES DR, SAINT CHARLES, MO 63303-6457
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2009 · Amount on File
Deed SaleApr 13, 2009 · Amount on File
Prior SaleApr 2, 1997 · Amount on File
Deed Document Number2009279300
Deed Book / Page5160 / 421
Last Transfer DateDec 22, 2014
Transfer Doc0062832071
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address437 SNIPES DR, SAINT CHARLES, MO 63303-6457
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 SNIPES DR, SAINT CHARLES, MO 63303-6457

Mortgage

Document Number2021R014086
DateFeb 17, 2021
Instrument2021R-014086
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 437 Snipes Dr was $5,080, up 4.7% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,080.00 (+4.74%)$84,756$446,086 Land $83,475 Building $362,611
2024$4,850.00
2023$78,514
2022$413,234 Land $83,475 Building $329,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 Snipes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Snipes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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