400 Snipes Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 400 Snipes Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details7 bd · 3.5 ba · 3,380 sqft · built 1969
Lot Size1.41 acres (61,855 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (May 2019)
Tax Bill$5,495 (2025)
Deeds & MortgagesMar 2017 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA893000171

Property Details

APN / Parcel Number

Primary APNA893000171
Alternative APN
  • 3-0037-6358-00-076A.0000000

Interior

Bedrooms7 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,380 sqft Living Area
Gross Area5,770 sqft
1st Floor Area1,760 sqft
Basement Area1,760 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area61,855 sqft
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area385 sqft
Patio Area285 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberA893000171
Street Address400 SNIPES DR
CitySAINT CHARLES
StateMO
Zip63303-6456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODCLIFF EST #6 RESUB LOT 76A
Legal SubdivisionWOODCLIFF EST #6 RESUB
Legal Lot Number76A
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group4
Census Block4008
Census Tract311148

Owner

400 Snipes Dr is owned and occupied by two individuals who bought it in May 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address400 SNIPES DR, SAINT CHARLES, MO 63303-6456
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU OF BELOIT
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
May 17, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2019 · Amount on File
Deed SaleMay 17, 2019 · Amount on File
Prior SaleSep 15, 1999 · Amount on File
Deed Document Number2019237410
Deed Book / Page7075 / 2170
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address400 SNIPES DR, SAINT CHARLES, MO 63303-6456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067150206
DateMar 21, 2017
Book Page6715/0206
Instrument20170321000168640
Lender
NameFIRST COMMUNITY CU OF BELOIT
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address400 SNIPES DR, SAINT CHARLES, MO 63303-6456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SNIPES DR, SAINT CHARLES, MO 63303-6456

Mortgage

Document Number0073801149
DateAug 25, 2020
Book Page7380/1149
Instrument20200825000617060
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 17, 2019
Property Address400 SNIPES DR, SAINT CHARLES, MO 63303-6456
Document Number0070752170
Book / Page7075 / 2170
Map ReferenceMB 28 PG 16
Instrument DateMay 15, 2019
Instrument20190517000237410
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SNIPES DR, SAINT CHARLES, MO 63303-6456

Mortgage

Document Number20190517000238000
DateMay 17, 2019
Instrument20190517000238000
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 400 Snipes Dr was $5,495.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,701 (-)$482,639 (-) Land $65,000 Building $417,639
2025$5,495.00$91,701$482,639 Land $65,000 Building $417,639
2023$85,880
2022$451,998 Land $65,000 Building $386,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Snipes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Snipes Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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